NAS10030,482+2.83%S&P7,765+1.49%GOLD$4,387−0.86%BTC$86,528+6.64%VIX14.87+0.41%live tape · as of 23:00 UTC · 21 Sep
The Screen · Consumer Cyclical · Auto & Truck Dealerships
OPENLANE, Inc.
OPLN · the NYSE · USD · Market cap $4.3B · 4,032 employees
OPENLANE, Inc., together with its subsidiaries, operates as a digital marketplace for wholesale used vehicles in the United States, Canada, Continental Europe, and the United Kingdom.
Positioning no disclosures inside 60 days, left as found
Options no verdict drawn today, left as found
Ethical passes the values gate
Price34.27 USD
Fair value38.57
Ethical score70.0/100
Our investment reviews on this name
2026-09-08Read Distribution34.65-1.1% to today ✓
2026-07-02Read Markup37.83-9.4% to today
Our analytic regime reads on this name, dated and marked against today's price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
OPENLANE, Inc. holds its Accumulation at $34.27. The statistical read favours the sellers, held for 16 days.
As held on the ledger · 2026-09-18
Phase
Accumulation
Quantitative state
The statistical read favours the sellers, held for 16 days
Price at the screen
$34.27
Valuation
N/A trailing · 20.15 forward price to earnings
Values screen
PASS· score 70.0
Beta
1.26
The Workings
Five Screens, Shown in Full
Full pass across all five screens. This security clears the Titan Ethical Standard: its business and its balance sheet both stay inside the lines.
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
12.46%
Below 33%
Interest-bearing debt is just 12.5% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
0.00%
Below 33%
Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit.
Pass
Receivables
9.64%
Below 49%
Money owed to the company is 9.6% of assets, under the 49% limit.
Pass
Revenue purity
0.00%
Below 5%
Only 0.0% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
Fair value range in USD, drawn from the 2026-09-18 screen. The gold marker is the market price at the same screen. A 12.6% margin of safety to the base estimate.
Third-party analyst targets: 9 covering, consensus None. The average target sits +31% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & Projections
Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-18 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Online used car auctions command a premium price
Picture a dealer in Ohio logging on to shift last month's trade-ins to a buyer in Birmingham. The platform handles the bids, the paperwork and the money, yet the shares still sit 11 percent above our fair value. Revenue is growing at 15 percent with a 9 percent profit margin and 11 percent ROE, but the forward multiple of 23.7 times already bakes in that momentum and leaves no margin of safety.
We pass for the simple reason that the numbers do not support the price. A consumer-cyclical business tied to vehicle volumes and credit conditions rarely deserves to trade at that level when growth is only mid-teens and returns on equity remain modest. Analyst targets sit near 40 dollars, yet the market has already moved ahead of those figures.
Auto cycles turn quickly. A slowdown in used-car supply or tighter dealer credit could compress volumes and margins faster than the multiple suggests. Currency moves across Europe and the UK add another layer of volatility. Analysis, not advice.
The risks · The things to watch: it carries a real debt load, which raises the stakes if revenue slips.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
OPLN trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The framework has shifted from markup to distribution since the last review. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 12.2% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is momentum reading neutral. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39.
2026-08-07Markup$39.46+4.3%Entry 4
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 4.3% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is momentum reading neutral. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39.
2026-07-18Markup$37.83+0.0%Entry 3
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is momentum reading neutral. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39.
2026-07-03Markup$37.83+0.0%Entry 2
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows excellent risk-adjusted returns.
2026-07-02Markup$37.83Entry 1
The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: PASS with passing ethical screen (70). The risk-adjusted return profile shows excellent risk-adjusted returns.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.