HGTY | Ticker Profile - Titan Protect

HGTY

Hagerty, Inc.

Financial Services · Insurance - Property & Casualty · NYQ

$10.45

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$3.5B

Total market value of the company

Trailing P/E

42.29

Expensive — high growth expected

Forward P/E

18.00

Based on estimated future earnings — lower means cheaper

Rev Growth

-5.0%

Year-over-year revenue change

Profit Margin

2.0%

How much profit the company keeps from each dollar of revenue

ROE

15.0%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$12.00

+15% from current price — median analyst estimate

Recommendation

HOLD

Consensus view from 7 analysts covering this stock

About Hagerty, Inc.

Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.

https://www.hagerty.com

Country: United States Employees: 1,891 Industry: Insurance - Property & Casualty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.348

Positive but modest risk-adjusted returns

Kelly Fraction

-0.0007

No positive edge detected — the data suggests staying out

Calmar Ratio

0.200

Drawdown risk outweighs the returns — higher risk profile

Annual Return

6.2%

Historical annualised return based on price data

Max Drawdown

-31.1%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

181

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.83

Less volatile than the market — more defensive

52W High

$14.00

25% below the year high

52W Low

$8.81

19% above the year low

Avg Volume

179,455

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.0%

Low short interest — limited bearish positioning

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$0.24

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

32.05

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.53

Healthy liquidity position

Quick Ratio

1.16

Like current ratio but excludes inventory — stricter test

Gross Margin

60.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

12.7%

Profit from core operations before interest and tax

Free Cash Flow

$345M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.4B

Total revenue over the last 12 months

Net Income

$26M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$15.00

Target Median

$12.00

Target Low

$11.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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