LMND
Lemonade, Inc.
Financial Services · Insurance - Property & Casualty · NYQ
$56.63
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 86%
Full financial profile available
Market Cap
$4.4B
Trailing P/E
Forward P/E
-151.01
Rev Growth
+70.6%
Profit Margin
-16.4%
ROE
-26.1%
Analyst Target
$62.00
Recommendation
HOLD
About Lemonade, Inc.

Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 33.0
Score Quality: 33.8
Score Combined: 35.1

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation50.0
Quality25.0
Cash Flow26.1
Moat40.0
Balance Sheet0.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: WATCH · Score: 37.2 · Rank: #4593
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$4.3B
Price/Book
8.60
Beta
1.850
Analysts
9
Total Revenue (TTM)
$844.7M
Total Debt
$200.4M
Rec. Mean
2.91
Short Ratio
6.41
Short % Float
0.2%
Employees
1,291

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration
The Opportunity
Score 35.1 (P30 — top 69.5% of scored tickers). Unknown Moat. Ethical FAIL. 9 analysts at Hold.
Price: $56.63 | Target: $59.56 (+5%)
Score
35
Moat
Unknown
Conviction
Standard
Upside
+5%
The Fundamentals
Revenue Growth+70.6%
Profit Margin-16.4%
ROE-26.1%
Forward P/E-151.0
Market Cap$4.4B
Position Sizing Scenarios
Stop: $48.14 (-15%) | Entry: $56.63
SharesCostProfit to TargetR:R
To Consensus ($59.56, 9 analysts)
10$566.30+$29.30 (5%)0.3R
50$2,831.50+$146.50 (5%)0.3R
100$5,663.00+$293.00 (5%)0.3R
Risk Factors
  • High beta (1.85) — amplifies market moves by 1.85x
  • Elevated short interest (6.41 days to cover)
The Verdict
Lemonade, Inc. holds a unknown competitive moat and is growing revenue at +70.6%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
44.0
Risk Grade
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-7.4%
worst expected daily loss, 19 in 20 days
CVaR 95%
-10.6%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.23
above 1.0 is good
Max Drawdown
-51.5%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
85
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
DEATH_CROSS
Bollinger Position
NEAR_UPPER
Beta
Relative Volume
0.9x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
TickerCorrelation
ROOT0.554
ARKK0.514
IWM0.501
PIPR0.463
LNC0.453
Inverse Correlated
TickerCorrelation
INOVEST.BH-0.225
2503.T-0.142
NOOR.KW-0.139
4326.SR-0.139
6305.T-0.138
Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Monday
Worst Day
Friday
Best Month
Nov
Worst Month
Feb
Fri-Mon Effect
-0.506501405762676
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-11.8%
3M Return
+5.2%
6M Return
-20.5%
12M Return
+75.2%
Momentum Rank
#2665
Momentum Signal
FLAT

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