OPENLANE, clears the business-activity screen and the figures we can measure look clean, but one or more financial figures are still pending, so the verdict is not final yet.
OPENLANE, Inc.
OPLN · the NYSE · USD · Market cap $4.5B · 4,032 employees
OPENLANE, Inc., together with its subsidiaries, operates as a digital marketplace for wholesale used vehicles in the United States, Canada, Continental Europe, and the United Kingdom.
Not yet scoredPrice as of 5 Nov 2026Daily close, not a live quote
Screened 2026-11-05 · the tape above runs as of 20:03 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed
Key facts today
- Price35.65 USD at the 5 Nov 2026 close
- Our value readFair vs our fair value, as of 5 Nov 2026
- Our regime readAccumulation, as of 5 Nov 2026
- Ethical screenNot yet scored
- OptionsOpen interest leans heavily to calls (put/call 0.01)
- Last reviewed5 Nov 2026 (1 days ago)
- Release timesRelease and earnings times on your chart: Event Guard Mentor
A summary of the dated readings below, not a live quote and not advice.
Our fair-value range: $38.63 to $44.43, base estimate $38.63 (screen dated 2026-11-05).
- Trend Accumulation
- Insiders no filings inside 60 days, left as found
- Positioning no disclosures inside 60 days, left as found
- Options put/call open interest 0.01, read 2026-11-05
- Ethical screen not yet scored
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
This name holds its accumulation label.
OPENLANE, Inc. holds its Accumulation at $35.65. The statistical read favours the buyers, held for 16 days.
| Phase | Accumulation |
| Quantitative state | The statistical read favours the buyers, held for 16 days |
| Price at the screen | $35.65 |
| Valuation | N/A trailing · 21.16 forward price to earnings |
| Values screen | Not scored · score 70.0 |
| Beta | 1.36 |
Five Screens, Shown in Full
This security has not been fully scored against the values screen yet.
| Test | Figure | Limit | What it means | Status |
|---|---|---|---|---|
| Business activity | Permissible | Core business clean | Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending. | Pass |
| Debt load | 12.46% | Below 33% | Interest-bearing debt is just 12.5% of its assets, well under the one-third ceiling: it does not run on borrowed money. | Pass |
| Interest-bearing cash | 0.00% | Below 33% | Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit. | Pass |
| Receivables | 9.64% | Below 49% | Money owed to the company is 9.6% of assets, under the 49% limit. | Pass |
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical ReadThe Read, in Plain English
OPENLANE, clears the business-activity screen and the figures we can measure look clean, but one or more financial figures are still pending, so the verdict is not final yet.
Read as at 2026-11-05. It updates when the underlying figures move, and past reads are kept below.
OPENLANE, clears all five screens. Its business is in a permissible area, its interest-bearing debt is about 12%, inside the ~33% line, and almost none of its income is interest, so it passes.
Earlier reads, kept as written. The ethical profile is tracked over time, not overwritten.
What the Numbers Say It Is WorthThe Fair Value Range
Our analysis reads Fair vs our fair value, as of 5 Nov 2026: it trades at roughly a 5% discount to our $38.63 fair value, 15.10% revenue growth.
How a fair value is estimated: discounted cash flow (DCF).
Fair value range in USD, drawn from the 2026-11-05 screen. The gold marker is the market price at the same screen. A 7.7% discount to the base estimate.
Third-party analyst targets: 9 covering, consensus Buy. The average target sits +26% from the screen price.
Reading the gap · Both our model and the analysts see meaningful upside from here.
Price History & ProjectionsWhere our models see it going: fair-value estimate $38.63, with a range of $38.63 to $44.43, dated to the 2026-11-05 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain WordsOnline used car auctions command a premium price
Picture a dealer in Ohio logging on to shift last month's trade-ins to a buyer in Birmingham. The platform handles the bids, the paperwork and the money, yet the shares still sit 11 percent above our fair value. Revenue is growing at 15 percent with a 9 percent profit margin and 11 percent ROE, but the forward multiple of 23.7 times already bakes in that momentum and leaves no margin of safety.
We pass for the simple reason that the numbers do not support the price. A consumer-cyclical business tied to vehicle volumes and credit conditions rarely deserves to trade at that level when growth is only mid-teens and returns on equity remain modest. Analyst targets sit near 40 dollars, yet the market has already moved ahead of those figures.
Auto cycles turn quickly. A slowdown in used-car supply or tighter dealer credit could compress volumes and margins faster than the multiple suggests. Currency moves across Europe and the UK add another layer of volatility. Analysis, not advice.
| Forward P/E | 21.2xpriced for continued growth |
| EPS, trailing | -0.85 |
| EPS, forward | 1.74 |
| Revenue growth | +15.1%steady growth |
| Profit margin | 9.7%thin but positive margins |
| Return on equity | 11.1%a modest return on shareholder capital |
| FCF yield | 0.59% |
| Debt to equity | 1.57a meaningful debt load worth watching |
| Current ratio | 1.17adequate liquidity, worth monitoring |
| Beta | 1.36moves a little more than the market |
| Short interest, float | 0.02% |
| 52-week range | 24.32 - 42.90 |
| Market cap | $4.5B |
| Employees | 4,032 |
Another profit measure, before interest, tax and non-cash costs: EBITDA.
The risks · The things to watch: it already moves more than the market on an average day; it carries a real debt load, which raises the stakes if revenue slips.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to TradeOPLN trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
Every Entry, As Written
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.3% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 3.5% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.1% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 11% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39. It reported earnings in this window, a natural checkpoint for the thesis.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 2.0% since our last review. Ethical screening: not fully scored yet. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 10% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39.
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 4.1% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is momentum reading neutral. Over the past year the shares are up 54%. Our forward projection puts the odds of a 10% gain over the next month near 32%. The street (9 analysts) rates it buy, with a mean price target of $39.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
- Strattec Security (STRT) Q1 Earnings Beat Estimates Yahoo Finance · 8d ago
- OPENLANE (OPLN) Reports Next Week: Wall Street Expects Earnings Growth Yahoo Finance · 9d ago
- 1 Profitable Stock to Target This Week and 2 That Underwhelm Yahoo Finance · 25d ago
- OPENLANE (OPLN) Could Be 23% Undervalued Following Its November Results Date Update Yahoo Finance · 29d ago
- OPENLANE to Announce Third Quarter 2026 Earnings Yahoo Finance · 7 Oct 2026
Headlines from third-party outlets, linked for reference: not our reporting, not advice.
Screened names in the same industry · explore each on its own page.
| Period | Price then | Price return | Divs per share | $1,000 became | Total return |
|---|---|---|---|---|---|
| 1 month | $37.05 | -0.9% | · | $991 | -0.9% |
| 2 months | $29.69 | +23.6% | · | $1,236 | +23.6% |
| 3 months | $27.58 | +33.1% | · | $1,331 | +33.1% |
| 6 months | $28.66 | +28.1% | · | $1,281 | +28.1% |
| 1 year | $23.77 | +54.4% | · | $1,544 | +54.4% |
| 2 years | $16.89 | +117.3% | · | $2,173 | +117.3% |
| 3 years | $15.05 | +143.9% | · | $2,439 | +143.9% |
| 5 years | $18.06 | +103.2% | · | $2,032 | +103.2% |
Historical returns from market close data. Past performance does not guarantee future results.
This entry now belongs to the ledger. Whatever OPLN does next, these words stay.
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