TransUnion (TRU) — Titan Protect Analysis

TRU

TransUnion

Financial · ·

$70.66

Data: 2026-06-03

✗ ETHICAL FAIL

NARROW MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$13.3B

Total market value of the company

Trailing P/E

19.11

Reasonably valued

Forward P/E

12.35

Based on estimated future earnings — lower means cheaper

Rev Growth

+13.7%

Year-over-year revenue change

Profit Margin

14.9%

How much profit the company keeps from each dollar of revenue

ROE

15.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$90.00

+27% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 21 analysts covering this stock

About TransUnion

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identi

https://www.transunion.com

Country: United States Employees: 13,500 Industry: Financial Data & Stock Exchanges

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.175

Positive but modest risk-adjusted returns

Kelly Fraction

0.0114

Marginal edge — very small allocation suggested

Calmar Ratio

-0.030

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-1.2%

Historical annualised return based on price data

Max Drawdown

-39.0%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.57

Significantly more volatile than the market

52W High

$99.39

29% below the year high

52W Low

$64.51

10% above the year low

Avg Volume

2,271,261

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.2

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

68.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.61

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

115.67

Heavy leverage — higher financial risk if revenues decline

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

58.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

19.7%

Profit from core operations before interest and tax

Free Cash Flow

$750M

Positive — the business generates more cash than it spends

Revenue (TTM)

$4.7B

Total revenue over the last 12 months

Net Income

$704M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$108.00

Target Median

$90.00

Target Low

$75.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
2026-05-05	Brian Babin	Republican	Sale	50K–100K
2026-05-05	Brian Babin	Republican	Sale	1K–15K
2026-04-24	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-14	Thomas Kean Jr	Republican	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Sale	15K–50K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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