SEZL
Sezzle Inc.
Financial Services · Credit Services · NCM
$116.01
Data: 2026-05-28
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$3.9B
Total market value of the company
23.54
Premium valuation
17.94
Based on estimated future earnings — lower means cheaper
Rev Growth
+29.2%
Year-over-year revenue change
Profit Margin
30.8%
How much profit the company keeps from each dollar of revenue
92.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$115.50
-0% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 6 analysts covering this stock
About Sezzle Inc.

Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company provides Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; and Pay-in-Two and other alternative installment options, which allow consumer to pay half of the value of their order up-front and the second half in two weeks. It also offers Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company provides Long-Term Lending through collaboration with third-party lenders and Product Innovation. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

https://www.sezzle.com

Country: United States Employees: 201 Industry: Credit Services
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

ACCUMULATION
Smart money appears to be building positions quietly
1.510
Excellent risk-adjusted returns
0.1421
Suggested allocation is meaningful — the edge justifies a position
2.819
Returns exceed worst-case losses — strong risk profile
Annual Return
203.0%
Historical annualised return based on price data
-72.0%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
43
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

6.92
Significantly more volatile than the market
52W High
$186.74
38% below the year high
52W Low
$49.50
134% above the year low
Avg Volume
707,627
Average daily shares traded — higher means easier to buy and sell
6.5
Days it would take all short sellers to cover — higher means more crowded
Short % Float
28.8%
Very high short interest — potential squeeze candidate
N/A
Annual dividend as a percentage of the share price
$4.93
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

73.79
Heavy leverage — higher financial risk if revenues decline
3.65
Strong balance sheet — comfortably covers short-term obligations
Quick Ratio
3.57
Like current ratio but excludes inventory — stricter test
Gross Margin
74.3%
Revenue left after cost of goods — higher means pricing power
Operating Margin
61.0%
Profit from core operations before interest and tax
$73M
Positive — the business generates more cash than it spends
Revenue (TTM)
$481M
Total revenue over the last 12 months
Net Income
$148M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
6
Target High
$122.00
Target Median
$115.50
Target Low
$108.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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