SLM | Ticker Profile - Titan Protect

SLM

SLM Corporation

Financial Services · Credit Services · NMS

$22.39

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$4.1B

Total market value of the company

Trailing P/E

6.08

Very cheap relative to earnings

Forward P/E

6.49

Based on estimated future earnings — lower means cheaper

Rev Growth

+2.5%

Year-over-year revenue change

Profit Margin

44.9%

How much profit the company keeps from each dollar of revenue

ROE

30.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$29.00

+30% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 11 analysts covering this stock

About SLM Corporation

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

https://www.salliemae.com

Country: United States Employees: 1,788 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.327

Positive but modest risk-adjusted returns

Kelly Fraction

0.0090

Marginal edge — very small allocation suggested

Calmar Ratio

0.117

Drawdown risk outweighs the returns — higher risk profile

Annual Return

5.3%

Historical annualised return based on price data

Max Drawdown

-45.1%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.02

Moves slightly more than the broader market

52W High

$34.97

36% below the year high

52W Low

$17.77

26% above the year low

Avg Volume

3,508,957

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.9

Days it would take all short sellers to cover — higher means more crowded

Short % Float

13.9%

Elevated short interest — bears are positioned against this

Div Yield

238.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.60

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

253.08

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.30

Adequate but worth monitoring

Quick Ratio

1.28

Like current ratio but excludes inventory — stricter test

Gross Margin

100.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

70.1%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.7B

Total revenue over the last 12 months

Net Income

$733M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$35.00

Target Median

$29.00

Target Low

$23.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go