NNI | Ticker Profile - Titan Protect

NNI

Nelnet, Inc.

Financial Services · Credit Services · NYQ

$129.03

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$4.6B

Total market value of the company

Trailing P/E

11.23

Reasonably valued

Forward P/E

12.90

Based on estimated future earnings — lower means cheaper

Rev Growth

-7.1%

Year-over-year revenue change

Profit Margin

25.3%

How much profit the company keeps from each dollar of revenue

ROE

10.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$135.00

+5% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About Nelnet, Inc.

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.

https://nelnetinc.com

Country: United States Employees: 5,744 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.627

Good returns relative to risk taken

Kelly Fraction

0.0529

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.713

Acceptable balance between returns and drawdown risk

Annual Return

13.2%

Historical annualised return based on price data

Max Drawdown

-18.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.83

Less volatile than the market — more defensive

52W High

$144.38

11% below the year high

52W Low

$112.16

15% above the year low

Avg Volume

148,596

Average daily shares traded — higher means easier to buy and sell

Short Ratio

2.7

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.8%

Low short interest — limited bearish positioning

Div Yield

100.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$11.46

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

213.55

Heavy leverage — higher financial risk if revenues decline

Current Ratio

4.89

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

4.64

Like current ratio but excludes inventory — stricter test

Gross Margin

86.6%

Revenue left after cost of goods — higher means pricing power

Operating Margin

21.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.6B

Total revenue over the last 12 months

Net Income

$417M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$135.00

Target Median

$135.00

Target Low

$135.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
2026-05-15	David Taylor	Republican	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Sale	1K–15K
15 May2026	David Taylor	Republican	buy	1K–15K
15 May2026	David Taylor	Republican	buy	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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