How this company measures up on the fundamentals that matter
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Trading at $64 against a fair value of $128, a 50% discount. Fails ethical screen (Business activity screen). Ranks better than 75% of screened stocks.
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
Trading characteristics and market positioning
Balance sheet strength and cash generation — the foundation of long-term value
SEC Form 4 filings — what company insiders are buying and selling
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-14 | ALEXANDER LEE | Director | 194 | — | |
| 2026-05-14 | CUMMING CHRISTINE M | Director | 323 | — | |
| 2026-05-14 | WADE CLAUDE E. | Director | 56 | — | |
| 2026-05-14 | SWIFT CHRISTOPHER J | Director | 194 | — | |
| 2026-05-14 | LEARY ROBERT G | Director | 250 | — | |
| 2026-05-14 | LILLIS TERRANCE J | Director | 295 | — | |
| 2026-05-14 | ATKINSON TRACY A | Director | 94 | — | |
| 2026-05-14 | CUMMINGS KEVIN | Director | 161 | — | |
| 2026-05-14 | SIEKERKA MICHELE N | Director | 161 | — | |
| 2026-05-14 | ZURAITIS MARITA | Director | 323 | — |
Data sourced from public filings and market feeds. Not financial advice. Updated: