RF
Regions Financial Corporation
Financials · Regional Banks · US
$28.54
Data:
✗ ETHICAL FAIL

MODERATE MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$23.6B
Total market value of the company
11.50
Reasonably valued
9.70
Based on estimated future earnings — lower means cheaper
Rev Growth
+7.3%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
11.9%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$30.69
+8% from current price — median analyst estimate
Recommendation
HOLD
Consensus view from 20 analysts covering this stock
About Regions Financial Corporation

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

https://www.regions.com

Country: United States Employees: 19,910 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$57.00
What our model estimates this business is worth per share
49.9%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
76.1th
Ranks in the top 24% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
41.0
Combined
46.2

Trading at $28 against a fair value of $57, a 52% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 80% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

ACCUMULATION
Smart money appears to be building positions quietly
1.005
Excellent risk-adjusted returns
0.0599
Suggested allocation is meaningful — the edge justifies a position
0.854
Acceptable balance between returns and drawdown risk
Annual Return
27.2%
Historical annualised return based on price data
-31.9%
Largest peak-to-trough decline — the worst it has been
BEAR
Statistical model detects bearish conditions
Days in State
263
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

1.03
Moves slightly more than the broader market
52W High
$31.53
9% below the year high
52W Low
$20.79
37% above the year low
Avg Volume
12,797,854
Average daily shares traded — higher means easier to buy and sell
4.6
Days it would take all short sellers to cover — higher means more crowded
Short % Float
7.2%
Moderate short interest
384.0%
Annual dividend as a percentage of the share price
$2.41
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
N/A
Revenue left after cost of goods — higher means pricing power
Operating Margin
40.1%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$7.2B
Total revenue over the last 12 months
Net Income
$2.1B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
20
Target High
$34.00
Target Median
$30.69
Target Low
$28.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-07 WILLMAN BRIAN R Officer 7,014 $195,750
2026-05-06 GOLODRYGA ZHANNA Director 7,904
2026-05-06 DAVIS NOOPUR Director 7,904
2026-05-06 PROKOPANKO JAMES T Director 63,055
2026-05-06 RHODES WILLIAM C III Director 7,904
2026-05-06 JOHNSON JOIA M Director 7,904
2026-05-06 JENKINS ROGER W Director 7,904
2026-04-02 DANELLA KATHERINE R Officer 19,919
2026-04-02 PLIMPTON TARA ANN Officer 19,919
2026-04-02 ALLEN KARIN K Officer 1,992
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
9 Apr2026 Josh Gottheimer Democrat sell 15K–50K
2026-04-09 Josh Gottheimer Democrat Sale 15K–50K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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