AJG
Arthur J. Gallagher & Co.
Financials · Insurance Brokers · US
$216.14
Data:
✗ ETHICAL FAIL

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$51.1B
Total market value of the company
32.20
Premium valuation
13.40
Based on estimated future earnings — lower means cheaper
Rev Growth
+34.6%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
7.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$267.11
+24% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 19 analysts covering this stock
About Arthur J. Gallagher & Co.

Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.

https://www.ajg.com

Country: United States Employees: 72,373 Industry: Insurance Brokers
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$371.00
What our model estimates this business is worth per share
41.7%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
68.3th
Ranks in the top 32% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
88.0
Quality Score
41.8
Combined
44.2

Trading at $199 against a fair value of $371, a 46% discount. Fails ethical screen (Business activity screen). Ranks better than 71% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
-0.234
Returns do not compensate for the risk — negative edge
-0.0219
No positive edge detected — the data suggests staying out
-0.194
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-8.6%
Historical annualised return based on price data
-44.4%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
1
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.55
Less volatile than the market — more defensive
52W High
$351.23
38% below the year high
52W Low
$190.75
13% above the year low
Avg Volume
2,147,901
Average daily shares traded — higher means easier to buy and sell
3.3
Days it would take all short sellers to cover — higher means more crowded
Short % Float
2.4%
Low short interest — limited bearish positioning
141.0%
Annual dividend as a percentage of the share price
$6.18
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.56
Moderate leverage — manageable
1.06
Adequate but worth monitoring
Quick Ratio
0.19
Like current ratio but excludes inventory — stricter test
Gross Margin
42.9%
Revenue left after cost of goods — higher means pricing power
Operating Margin
28.4%
Profit from core operations before interest and tax
$1.1B
Positive — the business generates more cash than it spends
Revenue (TTM)
$14.2B
Total revenue over the last 12 months
Net Income
$1.6B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
19
Target High
$388.00
Target Median
$267.11
Target Low
$211.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-12 MISKEL CHRISTOPHER C. Director 1,110
2026-05-12 CLARKE TERESA HILLARY Director 1,110
2026-05-12 HARRIES RICHARD DE WINTON WILKIN Director 1,110
2026-05-12 CAPLAN DEBORAH H. Director 1,110
2026-05-12 COLDMAN DAVID JOHN Director 1,110
2026-05-12 ROSENTHAL NORMAN L Director 1,110
2026-05-12 NICOLETTI RALPH J Director 1,110
2026-05-12 JOHNSON DAVID S Director 1,110
2026-03-31 HOWELL DOUGLAS K Chief Financial Officer 76 $16,495
2026-03-31 CARY RICHARD C Officer 471
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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