BWIN | Ticker Profile - Titan Protect

BWIN

The Baldwin Insurance Group, Inc.

Financial Services · Insurance Brokers · NMS

$19.88

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 85.7%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.9B

Total market value of the company

Trailing P/E

N/A

Forward P/E

7.72

Based on estimated future earnings — lower means cheaper

Rev Growth

+28.7%

Year-over-year revenue change

Profit Margin

-2.8%

How much profit the company keeps from each dollar of revenue

ROE

-6.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$26.00

+31% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 9 analysts covering this stock

About The Baldwin Insurance Group, Inc.

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

https://www.baldwin.com

Country: United States Employees: 5,000 Industry: Insurance Brokers

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

-0.310

Returns do not compensate for the risk — negative edge

Kelly Fraction

-0.0300

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.350

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-24.6%

Historical annualised return based on price data

Max Drawdown

-70.2%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.23

Moves slightly more than the broader market

52W High

$45.16

56% below the year high

52W Low

$15.88

25% above the year low

Avg Volume

1,635,259

Average daily shares traded — higher means easier to buy and sell

Short Ratio

9.2

Days it would take all short sellers to cover — higher means more crowded

Short % Float

14.9%

Elevated short interest — bears are positioned against this

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$-0.69

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

158.37

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.08

Adequate but worth monitoring

Quick Ratio

0.86

Like current ratio but excludes inventory — stricter test

Gross Margin

30.3%

Revenue left after cost of goods — higher means pricing power

Operating Margin

-17.5%

Profit from core operations before interest and tax

Free Cash Flow

$119M

Positive — the business generates more cash than it spends

Revenue (TTM)

$1.6B

Total revenue over the last 12 months

Net Income

$-45,411,000

Loss-making — spending exceeds revenue after all costs

Analyst Coverage

Analysts

Target High

$40.00

Target Median

$26.00

Target Low

$23.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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