NAS10028,437+0.91%S&P7,689+1.58%GOLD$4,134+1.50%BTC$80,308−0.12%VIX16.61−20.26%latest tape · as of 08:02 UTC
The Screen · Financials · Asset Management
Ameriprise Financial
AMP · a US exchange · USD · Market cap $44.0B · 13,600 employees
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally.
FAIL · Does not pass the screen
527.41 USD
Price as of 4 Nov 2026Daily close, not a live quote
Screened 2026-11-04 · the tape above runs as of 08:02 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed
Key facts today
Price527.41 USD at the 4 Nov 2026 close
Our value readUndervalued vs our fair value, as of 4 Nov 2026
Positioning no disclosures inside 60 days, left as found
Options put/call open interest 0.49, read 2026-11-03
Ethical does not pass the values gate
Price527.41 USD
Fair value638.00
Ethical score10.0/100
Value readUndervaluedas of 4 Nov 2026
Our investment reviews on this name
2026-11-05Read Markup527.41+0.0% to today ✓Markdown gives way to Markup after an 8% rise in 7 days
2026-10-29Read Markdown489.80+7.7% to today Accumulation gives way to Markdown first Markdown read since September
2026-10-24Read Accumulation502.58+4.9% to today ✓Distribution gives way to Accumulation
2026-10-02Read Distribution496.16+6.3% to today Markdown gives way to Distribution after a 10% slide in 11 days
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
Ameriprise Financial holds its Markup at $527.41. The statistical read favours the buyers, held for 1 days.
As held on the ledger · 2026-11-04
Phase
Markup
Quantitative state
The statistical read favours the buyers, held for 1 days
Price at the screen
$527.41
Valuation
12.02 trailing · 9.67 forward price to earnings
Values screen
FAIL· score 10.0
Beta
1.16
The Workings
Five Screens, Shown in Full
Does not pass. Business activity screen
Test
Figure
Limit
What it means
Status
Business activity
Excluded
Core business clean
Business activity: Financials sector
Fail
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical Read
Why It Falls Short, in Plain English
Ameriprise Financial does not clear the screen at the business-activity stage. It operates in conventional financial services, which the screen treats as interest-based, so the financial ratios are not the deciding factor here.
Read as at 2026-11-05. It updates when the underlying figures move, and past reads are kept below.
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Today AMP does not pass the screen. If new figures move it to a pass, we send you one short email with the before and after. Verdicts change rarely, so you may not hear from us for a long time.
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What the Numbers Say It Is Worth
The Fair Value Range
Our analysis reads Undervalued vs our fair value, as of 4 Nov 2026: it trades at roughly a 17% discount to our $638.00 fair value, strong competitive moat, 11.60% revenue growth.
Fair value range in USD, drawn from the 2026-11-04 screen. The gold marker is the market price at the same screen. A 17.3% discount to the base estimate.
Where our models see it going: fair-value estimate $638.00, with a range of $579.32 to $965.54, dated to the 2026-11-04 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Trusted advice firm fails our ethical test
Millions hand over retirement savings to Ameriprise for steady planning and advice. The numbers look attractive on paper, with 9% revenue growth, a 20% profit margin and 67% ROE, yet we pass. The business activity screen blocks any further look, full stop.
Strong moat and a forward P/E of 10.6x cannot override that verdict. Analyst targets sit near current levels anyway, so there is no valuation bargain to debate once ethics rule the name out.
Risk sits in the screen itself. Any exposure here runs straight into the activities we exclude, and that alone keeps the opportunity rating at avoid. Analysis, not advice.
Another profit measure, before interest, tax and non-cash costs: EBITDA.
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
AMP trades on a US exchange. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-11-05Markup · changed$527.41+7.7%Entry 19
The framework has shifted from markdown to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 7.7% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 0% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $545.
2026-10-29Markdown · changed$489.80-2.5%Entry 18
The framework has shifted from accumulation to markdown since the last review. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 2.5% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 0% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-28Accumulation$502.58+0.0%Entry 17
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 0% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-27Accumulation$502.58+0.0%Entry 16
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 0% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-26Accumulation$502.58+0.0%Entry 15
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 0% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-25Accumulation$502.58+0.0%Entry 14
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 2% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
The framework has shifted from distribution to accumulation since the last review. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 2% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-23Distribution$502.58+0.0%Entry 12
The analysis reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 2% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-22Distribution$502.58+0.0%Entry 11
The analysis reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 2% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it hold, with a mean price target of $555. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-19Distribution$502.58+0.4%Entry 10
The analysis reads distribution. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved up 0.4% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 2% above its long-term trend line with momentum reading neutral. Over the past year the shares are down 11%. Our forward projection puts the odds of a 10% gain over the next month near 15%. The street (11 analysts) rates it buy, with a mean price target of $566.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
