V | Ticker Profile - Titan Protect

Visa Inc.

Financials · Transaction & Payment Processing Services · US

$323.57

Data:

✗ ETHICAL FAIL

STRONG MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$606.3B

Total market value of the company

Trailing P/E

27.80

Premium valuation

Forward P/E

21.50

Based on estimated future earnings — lower means cheaper

Rev Growth

+17.1%

Year-over-year revenue change

Profit Margin

0.0%

How much profit the company keeps from each dollar of revenue

ROE

60.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$398.74

+23% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 35 analysts covering this stock

About Visa Inc.

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

https://www.visa.com

Country: United States Employees: 34,100 Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0%

Debt must be below 33% of total assets

Cash Ratio

0.0%

Interest-bearing cash below 33% of assets

Receivables

0.0%

Receivables below 49% of assets

Revenue Purity

0.0%

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$371.00

What our model estimates this business is worth per share

Margin of Safety

12.8%

Slight discount to fair value

Rating

AVOID

Overall assessment combining ethics, valuation, and quality

Percentile

41.4th

Ranks in the top 59% of our 13,571 screened universe

Ethical Score

10.0

Valuation Score

56.5

Quality Score

62.0

Combined

37.0

Trading at $319 against a fair value of $371, a 14% discount. Strong competitive moat. Fails ethical screen (Business activity screen). Ranks better than 19% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.571

Good returns relative to risk taken

Kelly Fraction

0.0543

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.524

Acceptable balance between returns and drawdown risk

Annual Return

10.7%

Historical annualised return based on price data

Max Drawdown

-20.4%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.78

Less volatile than the market — more defensive

52W High

$375.51

14% below the year high

52W Low

$293.89

10% above the year low

Avg Volume

7,343,601

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.3

Days it would take all short sellers to cover — higher means more crowded

Short % Float

1.4%

Low short interest — limited bearish positioning

Div Yield

84.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$11.48

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.67

Moderate leverage — manageable

Current Ratio

1.09

Adequate but worth monitoring

Quick Ratio

0.67

Like current ratio but excludes inventory — stricter test

Gross Margin

97.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

67.3%

Profit from core operations before interest and tax

Free Cash Flow

$20.8B

Positive — the business generates more cash than it spends

Revenue (TTM)

$43.0B

Total revenue over the last 12 months

Net Income

$22.0B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$450.00

Target Median

$398.74

Target Low

$323.00

Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

45

NEUTRAL

Mixed insider activity. 0 purchases and 0 sales in the last 90 days — no clear directional signal. Net political selling.

Date	Insider	Title	Shares	Value
2026-05-12	SUH CHRIS	Chief Financial Officer	10,639	$3,455,665
2026-04-29	MCINERNEY RYAN	Chief Executive Officer	31,455	$10,699,204
2026-04-29	MCINERNEY RYAN	Chief Executive Officer	31,455	$3,454,388
2026-03-11	CARNEY LLOYD A	Director	650	$201,253
2026-02-13	MAHON TULLIER KELLY	Officer	35,537	—
2026-02-13	FABARA PAUL D	Officer	21,322	—
2026-02-13	TANEJA RAJAT	Officer	35,537	—
2026-02-13	MCINERNEY RYAN	Chief Executive Officer	11,754	—
2026-01-27	FERNANDEZ CARBAJAL FRANCISCO JAVIER	Director	861	—
2026-01-27	MURPHY PAM	Director	861	—

Source: SEC Form 4 filings via public data. View all insider activity at

Insider Intelligence

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
9 Apr2026	Josh Gottheimer	Democrat	sell	1K–15K
9 Apr2026	Scott Peters	Democrat	buy	50K–100K
8 May2026	Kevin Hern	Republican	exchange	15K–50K
8 May2026	Kevin Hern	Republican	exchange	15K–50K
8 May2026	Sheldon Whitehouse	Democrat	sell	100K–250K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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