Wintrust Financial Corp (WTFC) — Titan Protect Analysis

WTFC

Wintrust Financial Corp

Financial · ·

$152.90

Data: 2026-06-03

✗ ETHICAL FAIL

NARROW MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$10.0B

Total market value of the company

Trailing P/E

12.41

Reasonably valued

Forward P/E

10.68

Based on estimated future earnings — lower means cheaper

Rev Growth

+10.4%

Year-over-year revenue change

Profit Margin

32.0%

How much profit the company keeps from each dollar of revenue

ROE

12.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$178.00

+16% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 12 analysts covering this stock

About Wintrust Financial Corp

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic tell

https://www.wintrust.com

Country: United States Employees: 5,902 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.971

Good returns relative to risk taken

Kelly Fraction

0.0747

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.933

Acceptable balance between returns and drawdown risk

Annual Return

29.0%

Historical annualised return based on price data

Max Drawdown

-31.0%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

269

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.86

Less volatile than the market — more defensive

52W High

$162.96

6% below the year high

52W Low

$116.57

31% above the year low

Avg Volume

451,330

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.7

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

140.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$11.93

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

N/A

Revenue left after cost of goods — higher means pricing power

Operating Margin

46.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$2.7B

Total revenue over the last 12 months

Net Income

$811M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$190.00

Target Median

$178.00

Target Low

$150.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

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