NCLH
Norwegian Cruise Line Holdings
Consumer Discretionary · Hotels, Resorts & Cruise Lines · US
$18.75
Data: 2025-12-31
✗ ETHICAL FAIL

NARROW MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$7.8B
Total market value of the company
13.80
Reasonably valued
8.10
Based on estimated future earnings — lower means cheaper
Rev Growth
+9.6%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
29.5%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$21.52
+15% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 21 analysts covering this stock
About Norwegian Cruise Line Holdings

Norwegian Cruise Line Holdings Ltd., together with its subsidiaries, operates as a cruise company in North America, Europe, the Asia-Pacific, and internationally. It offers itineraries to destinations, such as Europe, Asia, Australia, New Zealand, South America, Africa, Canada, Bermuda, the Caribbean, and Alaska; and inter-island itinerary in Hawaii. The company also provides features, amenities, and activities, including various accommodations, dining venues, bars and lounges, spas, casino and retail shopping areas, and entertainment choices; shore excursions at each port of call, and air transportation and hotel packages for stays before or after a voyage. It offers its products and services under the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises brands. The company was founded in 1966 and is based in Miami, Florida.

https://www.nclhltd.com

Country: United States Employees: 44,500 Industry: Travel Services
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
64.8% FAIL
Debt must be below 33% of total assets
Cash Ratio
0.0% PASS
Interest-bearing cash below 33% of assets
Receivables
2.2% PASS
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Valuation
$42.00
What our model estimates this business is worth per share
55.4%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
80.6th
Ranks in the top 19% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
57.0
Combined
48.6

Trading at $17 against a fair value of $42, a 59% discount. Fails ethical screen (Debt ratio). Ranks better than 74% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
0.294
Positive but modest risk-adjusted returns
0.0156
Marginal edge — very small allocation suggested
0.033
Drawdown risk outweighs the returns — higher risk profile
Annual Return
1.6%
Historical annualised return based on price data
-49.1%
Largest peak-to-trough decline — the worst it has been
BULL
Statistical model sees bullish momentum
Days in State
19
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

1.92
Significantly more volatile than the market
52W High
$27.18
31% below the year high
52W Low
$15.45
21% above the year low
Avg Volume
23,321,954
Average daily shares traded — higher means easier to buy and sell
2.9
Days it would take all short sellers to cover — higher means more crowded
Short % Float
14.4%
Elevated short interest — bears are positioned against this
N/A
Annual dividend as a percentage of the share price
$1.24
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

6.61
Heavy leverage — higher financial risk if revenues decline
0.21
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.07
Like current ratio but excludes inventory — stricter test
Gross Margin
43.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
10.5%
Profit from core operations before interest and tax
$-1,500,744,960
Negative — the business is spending more than it generates
Revenue (TTM)
$10.0B
Total revenue over the last 12 months
Net Income
$568M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
21
Target High
$32.00
Target Median
$21.52
Target Low
$14.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-19 CIL JOSE E Director 15,000 $225,350
2026-05-11 MACDONALD BRIAN P Director 15,000 $248,100
2026-05-07 BYNG-THORNE ZILLAH Director 29,467 $521,394
2026-05-07 LANSBERRY KEVIN ALLEN Director 11,400 $196,992
2026-04-13 MACDONALD BRIAN P Director 8,912
2026-04-13 PAGLIUCA STEPHEN G Director 8,912
2026-04-13 COHEN JONATHAN Z Director 8,912
2026-04-13 CRUZ ALEX Director 8,912
2026-04-13 LANSBERRY KEVIN ALLEN Director 8,912
2026-03-26 CHIDSEY JOHN W Chief Executive Officer 967,254
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
7 Feb2025 Tim Walberg Republican buy 15K–50K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2025-12-31

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