Positioning no disclosures inside 60 days, left as found
Options put/call open interest 0.41, read 2026-11-03
Ethical passes the values gate
Price34.61 USD
Fair value28.86
Ethical score70.0/100
Value readOvervaluedas of 4 Nov 2026
Our investment reviews on this name
2026-10-11Read Accumulation30.14+14.8% to today ✓Markdown gives way to Accumulation
2026-10-02Read Markdown29.36+17.9% to today Accumulation gives way to Markdown after an 8% rise in 3 weeks
2026-09-14Read Accumulation27.06+27.9% to today ✓Distribution gives way to Accumulation
2026-08-14Read Distribution27.39+26.4% to today Markup gives way to Distribution after a 17% slide in 6 weeks
Our analytic regime reads on this name, dated and marked against the screened price. Small sample per name, and separate from the daily-framework accuracy on the Track Record page.
Teradata Corporation holds its Accumulation at $34.61. The statistical read favours the buyers, held for 36 days.
As held on the ledger · 2026-11-04
Phase
Accumulation
Quantitative state
The statistical read favours the buyers, held for 36 days
Price at the screen
$34.61
Valuation
7.27 trailing · 11.88 forward price to earnings
Values screen
PASS· score 70.0
Beta
0.58
The Workings
Five Screens, Shown in Full
Full pass across all five screens. This security clears the Titan Ethical Standard: its business and its balance sheet both stay inside the lines.
Test
Figure
Limit
What it means
Status
Business activity
Permissible
Core business clean
Its core business isn't built on prohibited lines: no gambling, alcohol, tobacco, weapons, or interest-based lending.
Pass
Debt load
31.31%
Below 33%
Interest-bearing debt is just 31.3% of its assets, well under the one-third ceiling: it does not run on borrowed money.
Pass
Interest-bearing cash
0.00%
Below 33%
Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit.
Pass
Receivables
42.16%
Below 49%
Money owed to the company is 42.2% of assets, under the 49% limit.
Pass
Revenue purity
0.54%
Below 5%
Only 0.5% of revenue comes from non-compliant sources, under the 5% line.
Pass
Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.
The Ethical Read
Why It Clears, in Plain English
Teradata clears all five screens. Its business is in a permissible area, its interest-bearing debt is about 31%, inside the ~33% line, and almost none of its income is interest, so it passes.
Read as at 2026-11-04. It updates when the underlying figures move, and past reads are kept below.
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Today TDC passes the screen. If new figures move it to a fail, we send you one short email with the before and after. Verdicts change rarely, so you may not hear from us for a long time.
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What the Numbers Say It Is Worth
The Fair Value Range
Our analysis reads Overvalued vs our fair value, as of 4 Nov 2026: it trades above our $28.86 fair value estimate, 0.50% revenue growth.
Fair value range in USD, drawn from the 2026-11-04 screen. The gold marker is the market price at the same screen. The price runs 19.9% above the base estimate.
Where our models see it going: fair-value estimate $28.86, with a range of $24.30 to $37.87, dated to the 2026-11-04 screen.
Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.
The Business, in Plain Words
Teradata offers data tools few seem to want
Picture a bank running heavy analytics on old hardware while newer cloud rivals grab the fresh workloads. Teradata sits in that middle ground, selling an AI platform split between product licences and consulting. The numbers show solid profitability at a 25% margin and an eye-catching 118% ROE, yet revenue is expanding only 6% and the opportunity rating sits at none.
We therefore pass. A forward multiple of 10.6x looks reasonable beside the 14% margin of safety to our fair value, and the ethical screen clears without issue. Still, eight analysts cluster on a hold with a $34 median target, signalling that the business lacks the standout growth or competitive edge needed to move the needle.
Competition from larger cloud vendors and uncertain demand for on-premise workloads keep the risk profile elevated. Low single-digit revenue growth leaves little room for disappointment if consulting work softens or customers migrate elsewhere.
Another profit measure, before interest, tax and non-cash costs: EBITDA.
The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.
Plain-English interpretation of our own screen data. Analysis, not advice.
Where & How to Trade
TDC trades on the NYSE. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.
The Dated Journal · Newest First, Never Edited
Every Entry, As Written
2026-11-04Accumulation$33.62+0.0%Entry 16
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-11-03Accumulation$33.61-1.9%Entry 15
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 1.9% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-11-02Accumulation$34.25+0.0%Entry 14
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-11-01Accumulation$34.25+0.0%Entry 13
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 0.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-31Accumulation$34.25-1.0%Entry 12
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved down 1.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-30Accumulation$34.60+0.8%Entry 11
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 0.8% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-29Accumulation$34.34+2.7%Entry 10
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 2.7% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading overbought. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33. It reported earnings in this window, a natural checkpoint for the thesis.
2026-10-25Accumulation$33.45+7.0%Entry 9
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 7.0% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it A, carrying a low risk profile. Technically it is sitting below its long-term trend line with momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33.
2026-10-18Accumulation$31.26+3.7%Entry 8
The analysis reads accumulation. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 3.7% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 18% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33.
The framework has shifted from markdown to accumulation since the last review. Smart money appears to be quietly building positions. This typically precedes a markup phase. Price has moved up 2.7% since our last review. Ethical screening: PASS with passing ethical screen. The risk-adjusted return profile shows modest positive risk-adjusted returns. Our composite framework grades it B, carrying a low risk profile. Technically it is holding around 18% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 45%. Our forward projection puts the odds of a 10% gain over the next month near 26%. The street (9 analysts) rates it hold, with a mean price target of $33.
Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.
