FOUR
Shift4 Payments, Inc.
Technology · Software - Infrastructure · NYQ
$38.08
Data: 2026-05-28
✓ ETHICAL PASS

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$4.3B
Total market value of the company
49.37
Expensive — high growth expected
6.44
Based on estimated future earnings — lower means cheaper
Rev Growth
+32.2%
Year-over-year revenue change
Profit Margin
2.6%
How much profit the company keeps from each dollar of revenue
9.9%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$55.00
+44% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 21 analysts covering this stock
About Shift4 Payments, Inc.

Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It also provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutions; SkyTab Venue, which provides mobile ordering, countertop POS, self-service kiosk, and digital wallet solutions; Lighthouse, a cloud-based suite of business intelligence tools that includes customer engagement, social media management, online reputation management, scheduling and product pricing, extensive reporting, and analytics; The Giving Block, a cryptocurrency donation marketplace; Shift4Shop, an e-commerce platform that creates a web store and tools to manage product catalog, order fulfillment and inventory management, search engine optimization, and secure hosting; and Marketplace, which enables integrations into third-party applications, as well as loyalty and inventory management. In addition, the company offers merchant operations and support services, including underwriting, onboarding, and activation; training; risk management; and support services. Further, it provides software partner operations and support services, including software integrations and compliance management; partner support; and partner services. The company distributes its products through independent software vendors, internal sales and support networks, enterprises, and value-added resellers. Shift4 Payments, Inc. was founded in 1999 and is headquartered in Center Valley, Pennsylvania.

https://www.shift4.com

Country: United States Employees: 6,300 Industry: Software - Infrastructure
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
-0.143
Returns do not compensate for the risk — negative edge
-0.0182
No positive edge detected — the data suggests staying out
-0.278
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-18.9%
Historical annualised return based on price data
-68.0%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
13
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

1.44
Moves slightly more than the broader market
52W High
$108.50
65% below the year high
52W Low
$39.61
-4% above the year low
Avg Volume
2,023,354
Average daily shares traded — higher means easier to buy and sell
8.5
Days it would take all short sellers to cover — higher means more crowded
Short % Float
19.1%
Elevated short interest — bears are positioned against this
N/A
Annual dividend as a percentage of the share price
$0.87
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

257.42
Heavy leverage — higher financial risk if revenues decline
1.22
Adequate but worth monitoring
Quick Ratio
0.69
Like current ratio but excludes inventory — stricter test
Gross Margin
35.1%
Revenue left after cost of goods — higher means pricing power
Operating Margin
5.0%
Profit from core operations before interest and tax
$488M
Positive — the business generates more cash than it spends
Revenue (TTM)
$4.5B
Total revenue over the last 12 months
Net Income
$62M
Profitable — the bottom line is positive
Analyst Coverage
Analysts
21
Target High
$120.00
Target Median
$55.00
Target Low
$40.00
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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