Lloyds Banking Group plc ADR (LYG) — Titan Protect Analysis

LYG

Lloyds Banking Group plc ADR

Financial · ·

$5.31

Data: 2026-06-03

✗ ETHICAL FAIL

NARROW MOAT

LIMITED

Data Confidence: 0.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$78.2B

Total market value of the company

Trailing P/E

13.09

Reasonably valued

Forward P/E

10.08

Based on estimated future earnings — lower means cheaper

Rev Growth

+11.5%

Year-over-year revenue change

Profit Margin

26.5%

How much profit the company keeps from each dollar of revenue

ROE

10.8%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$6.00

+13% from current price — median analyst estimate

Recommendation

HOLD

Consensus view from 3 analysts covering this stock

About Lloyds Banking Group plc ADR

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial

https://www.lloydsbankinggroup.com

Country: United Kingdom Employees: 60,061 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PENDING

Debt must be below 33% of total assets

Cash Ratio

0.0% PENDING

Interest-bearing cash below 33% of assets

Receivables

0.0% PENDING

Receivables below 49% of assets

Revenue Purity

0.0% PENDING

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

1.424

Excellent risk-adjusted returns

Kelly Fraction

0.0622

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.037

Returns exceed worst-case losses — strong risk profile

Annual Return

46.3%

Historical annualised return based on price data

Max Drawdown

-22.7%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.94

Less volatile than the market — more defensive

52W High

$6.34

16% below the year high

52W Low

$3.98

33% above the year low

Avg Volume

20,671,566

Average daily shares traded — higher means easier to buy and sell

Short Ratio

0.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

368.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.41

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

N/A

Revenue left after cost of goods — higher means pricing power

Operating Margin

41.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$19.1B

Total revenue over the last 12 months

Net Income

$4.6B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$6.41

Target Median

$6.00

Target Low

$5.35

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-06-03

Before you go