ALIZY | Ticker Profile - Titan Protect

ALIZY

Allianz SE

Financial Services · Insurance - Diversified · PNK

$43.05

Data: 2026-05-13

✗ ETHICAL FAIL

MODERATE MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$166.1B

Total market value of the company

Trailing P/E

13.40

Reasonably valued

Forward P/E

11.09

Based on estimated future earnings — lower means cheaper

Rev Growth

-5.6%

Year-over-year revenue change

Profit Margin

9.5%

How much profit the company keeps from each dollar of revenue

ROE

17.5%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$53.70

+25% from current price — median analyst estimate

Recommendation

STRONG_BUY

Consensus view from 2 analysts covering this stock

About Allianz SE

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions business. In addition, it provides banking services for retail clients; and digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

https://www.allianz.com

Country: Germany Employees: 138,378 Industry: Insurance - Diversified

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PASS

Debt must be below 33% of total assets

Cash Ratio

0.0% PASS

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$59.10

What our model estimates this business is worth per share

Margin of Safety

27.2%

Trading below fair value — margin of safety exists

Rating

AVOID

Overall assessment combining ethics, valuation, and quality

Percentile

38.3th

Ranks in the top 62% of our 13,571 screened universe

Ethical Score

10.0

Valuation Score

83.5

Quality Score

56.3

Combined

N/A

Trading at $44 against a fair value of $59, a 26% discount. Moderate competitive position. Fails ethical screen (Business activity). Ranks better than 78% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

1.416

Excellent risk-adjusted returns

Kelly Fraction

0.1128

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.282

Returns exceed worst-case losses — strong risk profile

Annual Return

30.9%

Historical annualised return based on price data

Max Drawdown

-13.6%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.67

Less volatile than the market — more defensive

52W High

$46.58

8% below the year high

52W Low

$38.44

12% above the year low

Avg Volume

280,732

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

451.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.26

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.53

Moderate leverage — manageable

Current Ratio

174.87

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

87.93

Like current ratio but excludes inventory — stricter test

Gross Margin

24.3%

Revenue left after cost of goods — higher means pricing power

Operating Margin

19.3%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$115.5B

Total revenue over the last 12 months

Net Income

$11.9B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$58.00

Target Median

$53.70

Target Low

$49.39

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-13

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