ACGL
Arch Capital Group
Financials · Property & Casualty Insurance · US
$91.19
Data:
✗ ETHICAL FAIL

STRONG MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$32.8B
Total market value of the company
7.20
Very cheap relative to earnings
9.40
Based on estimated future earnings — lower means cheaper
Rev Growth
-3.3%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
21.3%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$108.92
+19% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 19 analysts covering this stock
About Arch Capital Group

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers commercial automobile; commercial multiperil; financial and professional line liability; admitted, excess, and surplus casualty lines; property and short-tail specialty; workers compensation; and casualty insurance. Its Reinsurance segment provides reinsurance products for casualty; marine and aviation; property catastrophe; property excluding property catastrophe; and other specialty products. The Mortgage segment offers U.S. primary mortgage insurance business written predominantly on loans sold to the Federal National Mortgage Association and Federal Home Loan Mortgage Corporation; reinsurance and underwriting services related to the U.S. credit-risk transfer business and other U.S. mortgage reinsurance transactions; and international mortgage insurance and reinsurance business covering loans. It markets its products through a group of licensed independent retail and wholesale brokers. The company was formerly known as Risk Capital Holdings, Inc. Arch Capital Group Ltd. was founded in 1995 and is headquartered in Pembroke, Bermuda.

https://www.archgroup.com

Country: Bermuda Employees: 8,000 Industry: Insurance - Diversified
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$199.00
What our model estimates this business is worth per share
54.2%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
77.3th
Ranks in the top 23% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
44.0
Combined
46.6

Trading at $94 against a fair value of $199, a 53% discount. Strong competitive moat. Fails ethical screen (Business activity screen). Ranks better than 85% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

ACCUMULATION
Smart money appears to be building positions quietly
0.077
Positive but modest risk-adjusted returns
0.0070
Marginal edge — very small allocation suggested
-0.043
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-1.0%
Historical annualised return based on price data
-22.4%
Largest peak-to-trough decline — the worst it has been
BULL
Statistical model sees bullish momentum
Days in State
1
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.33
Very low correlation to market moves
52W High
$103.39
12% below the year high
52W Low
$82.45
11% above the year low
Avg Volume
1,989,922
Average daily shares traded — higher means easier to buy and sell
3.3
Days it would take all short sellers to cover — higher means more crowded
Short % Float
2.3%
Low short interest — limited bearish positioning
N/A
Annual dividend as a percentage of the share price
$13.00
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.11
Conservative use of debt — low financial risk
0.57
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.27
Like current ratio but excludes inventory — stricter test
Gross Margin
39.4%
Revenue left after cost of goods — higher means pricing power
Operating Margin
25.3%
Profit from core operations before interest and tax
$5.3B
Positive — the business generates more cash than it spends
Revenue (TTM)
$19.8B
Total revenue over the last 12 months
Net Income
$4.8B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
19
Target High
$125.00
Target Median
$108.92
Target Low
$93.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-05-05 MALLESCH EILEEN A Director 2,071
2026-05-05 MOCZARSKI ALEXANDER S Director 2,071
2026-05-05 GOODMAN LAURIE S Director 2,071
2026-05-05 KILCOYNE MOIRA A. Director 3,398
2026-05-05 EBONG FRANCIS Director 2,071
2026-05-05 TRIPLETT NEAL F. Director 3,398
2026-05-05 POSNER BRIAN S. Director 2,071
2026-05-05 HOUSTON DANIEL JOSEPH Director 3,398
2026-05-05 BUNCE JOHN L JR Director 3,398
2026-05-05 PASQUESI JOHN MURRAY Chairman of the Board 5,256
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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