PRCH | Ticker Profile - Titan Protect

PRCH

Porch Group, Inc.

Financial Services · Insurance - Property & Casualty · NCM

$9.26

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

MODERATE

Data Confidence: 71.4%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.1B

Total market value of the company

Trailing P/E

N/A

Forward P/E

-13.56

Based on estimated future earnings — lower means cheaper

Rev Growth

+15.6%

Year-over-year revenue change

Profit Margin

-3.3%

How much profit the company keeps from each dollar of revenue

ROE

N/A

Return on equity — how efficiently it uses shareholder money

Analyst Target

$15.50

+67% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 8 analysts covering this stock

About Porch Group, Inc.

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington.

https://porchgroup.com

Country: United States Employees: 799 Industry: Insurance - Property & Casualty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.171

Excellent risk-adjusted returns

Kelly Fraction

0.0957

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.860

Returns exceed worst-case losses — strong risk profile

Annual Return

123.5%

Historical annualised return based on price data

Max Drawdown

-66.4%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

118

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

3.23

Significantly more volatile than the market

52W High

$19.44

52% below the year high

52W Low

$6.36

46% above the year low

Avg Volume

1,668,834

Average daily shares traded — higher means easier to buy and sell

Short Ratio

6.8

Days it would take all short sellers to cover — higher means more crowded

Short % Float

22.7%

Very high short interest — potential squeeze candidate

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$-0.15

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

1,516.88

Heavy leverage — higher financial risk if revenues decline

Current Ratio

2.38

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

1.85

Like current ratio but excludes inventory — stricter test

Gross Margin

73.3%

Revenue left after cost of goods — higher means pricing power

Operating Margin

9.7%

Profit from core operations before interest and tax

Free Cash Flow

$43M

Positive — the business generates more cash than it spends

Revenue (TTM)

$499M

Total revenue over the last 12 months

Net Income

$-16,469,000

Loss-making — spending exceeds revenue after all costs

Analyst Coverage

Analysts

Target High

$22.00

Target Median

$15.50

Target Low

$12.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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