NU | Ticker Profile - Titan Protect

Nu Holdings Ltd.

Financial Services · Banks - Regional · NYQ

$11.97

Data: 2026-05-15

✗ ETHICAL FAIL

STRONG MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$59.3B

Total market value of the company

Trailing P/E

21.02

Premium valuation

Forward P/E

10.58

Based on estimated future earnings — lower means cheaper

Rev Growth

+43.9%

Year-over-year revenue change

Profit Margin

41.0%

How much profit the company keeps from each dollar of revenue

ROE

30.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

N/A

Recommendation

N/A

Consensus view from ? analysts covering this stock

About Nu Holdings Ltd.

Company description not available.

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PASS

Debt must be below 33% of total assets

Cash Ratio

0.0% PASS

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$17.69

What our model estimates this business is worth per share

Margin of Safety

32.3%

Trading below fair value — margin of safety exists

Rating

AVOID

Overall assessment combining ethics, valuation, and quality

Percentile

92.0th

Ranks in the top 8% of our 13,571 screened universe

Ethical Score

N/A

Valuation Score

88.0

Quality Score

92.0

Combined

65.5

Trading at $12 against a fair value of $18, a 31% discount. Strong competitive moat. 41% profit margins. Fails ethical screen (Business activity).

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.295

Positive but modest risk-adjusted returns

Kelly Fraction

0.0138

Marginal edge — very small allocation suggested

Calmar Ratio

0.082

Drawdown risk outweighs the returns — higher risk profile

Annual Return

3.3%

Historical annualised return based on price data

Max Drawdown

-39.6%

Largest peak-to-trough decline — the worst it has been

HMM State

BULL

Statistical model sees bullish momentum

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

N/A

52W High

$N/A

52W Low

$N/A

Avg Volume

N/A

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

0.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$0.58

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.00

Conservative use of debt — low financial risk

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

N/A

Revenue left after cost of goods — higher means pricing power

Operating Margin

N/A

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

N/A

Total revenue over the last 12 months

Net Income

N/A

Loss-making — spending exceeds revenue after all costs

Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date	Insider	Title	Shares	Value
2026-05-15	SANDS ANITA M	Director	21,000	$257,042
2026-04-08	FRAGELLI HENRIQUE CAMOSSA SALDANHA	Officer	2,361,450	$770,390
2026-03-23	JUNQUERIA CRISTINA HELENA ZINGARETTI	Officer	300,000	$4,444,162

Source: SEC Form 4 filings via public data. View all insider activity at

Insider Intelligence

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
2026-04-13	Ro Khanna	Democrat	Sale	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-15

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