LU | Ticker Profile - Titan Protect

Lufax Holding Ltd

Financial Services · Credit Services · NYQ

$1.45

Data: 2026-05-14

✗ ETHICAL FAIL

WEAK MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.7B

Total market value of the company

Trailing P/E

0.00

Forward P/E

7.30

Based on estimated future earnings — lower means cheaper

Rev Growth

0.0%

Year-over-year revenue change

Profit Margin

-7.7%

How much profit the company keeps from each dollar of revenue

ROE

-2.1%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$2.76

+91% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 4 analysts covering this stock

About Lufax Holding Ltd

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

https://www.lufaxholding.com

Country: China Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

PASS

Core business does not involve prohibited activities

Debt Ratio

4,138.4% FAIL

Debt must be below 33% of total assets

Cash Ratio

1,393.0% FAIL

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$4.03

What our model estimates this business is worth per share

Margin of Safety

64.0%

Deep discount to fair value — significant undervaluation

Rating

AVOID

Overall assessment combining ethics, valuation, and quality

Percentile

34.6th

Ranks in the top 65% of our 13,571 screened universe

Ethical Score

10.0

Valuation Score

95.0

Quality Score

20.0

Combined

N/A

Trading at $2 against a fair value of $4, a 51% discount. Fails ethical screen (Debt ratio). Ranks better than 68% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.176

Positive but modest risk-adjusted returns

Kelly Fraction

-0.0354

No positive edge detected — the data suggests staying out

Calmar Ratio

-0.140

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-8.9%

Historical annualised return based on price data

Max Drawdown

-63.6%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

N/A

52W High

$4.57

68% below the year high

52W Low

$1.73

-16% above the year low

Avg Volume

1,531,075

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

0.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$-0.36

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.86

Moderate leverage — manageable

Current Ratio

17.31

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

15.10

Like current ratio but excludes inventory — stricter test

Gross Margin

24.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

-6.5%

Profit from core operations before interest and tax

Free Cash Flow

$8.0B

Positive — the business generates more cash than it spends

Revenue (TTM)

$27.1B

Total revenue over the last 12 months

Net Income

$-2,097,677,952

Loss-making — spending exceeds revenue after all costs

Analyst Coverage

Analysts

Target High

$4.36

Target Median

$2.76

Target Low

$2.10

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
22 May2026	Josh Gottheimer	Democrat	buy	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Sale	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Sale	15K–50K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-14

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