How this company measures up on the fundamentals that matter
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Trading at $19 against a fair value of $43, a 57% discount. Strong competitive moat. 31% profit margins. Fails ethical screen (Debt ratio). Ranks better than 86% of screened stocks.
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
Trading characteristics and market positioning
Balance sheet strength and cash generation — the foundation of long-term value
SEC Form 4 filings — what company insiders are buying and selling
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-09 | BURTON DAVID | Chief Executive Officer | 385,000 | $7,892,500 | |
| 2026-01-09 | JCF IV JCAP HOLDING L.P. | Beneficial Owner of more than 10% of a Class of Security | 11,000,000 | $215,916,800 | |
| 2025-06-27 | BURTON DAVID | Chief Executive Officer | 424,296 | $8,061,624 | |
| 2025-06-27 | J.C. FLOWERS IV L.P | Beneficial Owner of more than 10% of a Class of Security | 8,708,911 | $165,469,309 | |
| 2025-06-25 | BURTON DAVID | Chief Executive Officer | 4,201,796 | — |
Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-15