WRLD | Ticker Profile - Titan Protect

WRLD

World Acceptance Corporation

Financial Services · Credit Services · NMS

$167.30

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$751M

Total market value of the company

Trailing P/E

23.98

Premium valuation

Forward P/E

11.82

Based on estimated future earnings — lower means cheaper

Rev Growth

+7.5%

Year-over-year revenue change

Profit Margin

6.0%

How much profit the company keeps from each dollar of revenue

ROE

8.8%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$141.00

-16% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About World Acceptance Corporation

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

https://www.loansbyworld.com

Country: United States Industry: Credit Services

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKUP

Price trending up with increasing momentum

Sharpe Ratio

0.505

Good returns relative to risk taken

Kelly Fraction

0.0433

Modest edge detected — smaller position warranted

Calmar Ratio

0.356

Drawdown risk outweighs the returns — higher risk profile

Annual Return

13.3%

Historical annualised return based on price data

Max Drawdown

-37.3%

Largest peak-to-trough decline — the worst it has been

HMM State

BULL

Statistical model sees bullish momentum

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.17

Moves slightly more than the broader market

52W High

$185.48

10% below the year high

52W Low

$110.00

52% above the year low

Avg Volume

164,526

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

1,089.8%

Very high short interest — potential squeeze candidate

Div Yield

N/A

Annual dividend as a percentage of the share price

EPS (TTM)

$6.96

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

186.82

Heavy leverage — higher financial risk if revenues decline

Current Ratio

23.57

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

22.94

Like current ratio but excludes inventory — stricter test

Gross Margin

67.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

33.4%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$586M

Total revenue over the last 12 months

Net Income

$35M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$141.00

Target Median

$141.00

Target Low

$141.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

Before you go