PRA
ProAssurance Corporation
Financial Services · Insurance - Property & Casualty · NYQ
$24.48
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$1.3B
Trailing P/E
19.58
Forward P/E
19.58
Rev Growth
-4.9%
Profit Margin
6.0%
ROE
5.1%
Analyst Target
$25.00
Recommendation
NONE
About ProAssurance Corporation

ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through three segments: Specialty Property and Casualty, Workers' Compensation Insurance, Segregated Portfolio Cell Reinsurance, and Corporate. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their firms; medical technology liability insurance to medical technology and life sciences companies; and custom alternative risk solutions, including assumed reinsurance and captive cell programs for healthcare professional liability insureds. It also provides workers' compensation insurance products, such as guaranteed cost policies, policyholder dividend policies, retrospectively rated policies, and deductible policies, as well as alternative market solutions that include program design, fronting, claims administration, risk management, SPC rental, asset management, and SPC management services for individual companies, agencies, groups, and associations. It markets its products through independent agencies and brokers, as well as an internal business development team. ProAssurance Corporation was founded in 1976 and is headquartered in Birmingham, Alabama.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 61.0
Score Quality: 40.2
Score Combined: 45.8

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality15.4
Cash Flow46.9
Moat40.0
Balance Sheet0.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 43.6 · Rank: #3416
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$1.3B
Price/Book
0.92
Beta
0.045
Analysts
2
Total Revenue (TTM)
$1.1B
Total Debt
$433.3M
Rec. Mean
3.25
Short Ratio
10.16
Short % Float
0.2%
Employees
972

Elite Intelligence

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Trade Consideration
The Opportunity
Score 45.8 (P64 — top 36.1% of scored tickers). Unknown Moat. Ethical FAIL. 2 analysts at Hold.
Price: $24.48 | Target: $25.00 (+2%)
Score
46
Moat
Unknown
Conviction
Standard
Upside
+2%
The Fundamentals
Revenue Growth-4.9%
Profit Margin6.0%
ROE5.1%
Forward P/E19.6
Market Cap$1.3B
Position Sizing Scenarios
Stop: $20.81 (-15%) | Entry: $24.48
SharesCostProfit to TargetR:R
To Consensus ($25.00, 2 analysts)
10$244.80+$5.20 (2%)0.1R
50$1,224.00+$26.00 (2%)0.1R
100$2,448.00+$52.00 (2%)0.1R
Risk Factors
  • Elevated short interest (10.16 days to cover)
The Verdict
ProAssurance Corporation holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

D
Quant Score
35.8
Risk Grade
LOW_RISK
Layers
7
Quality: HMM_CRISIS
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.3%
worst expected daily loss, 19 in 20 days
CVaR 95%
-3.5%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.42
above 1.0 is good
Max Drawdown
-25.1%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
80
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
BELOW_LOWER
Beta
Relative Volume
0.7x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Thursday
Worst Day
Friday
Best Month
Mar
Worst Month
Jun
Fri-Mon Effect
-0.13415556755941635
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-3.5%
3M Return
-2.7%
6M Return
-0.4%
12M Return
+3.2%
Momentum Rank
#3005
Momentum Signal
FLAT

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