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The Screen · Financials · Banks - Regional

The Chiba Bank, Ltd.

CHBAY · PNK · USD · Market cap $12.5B · 4,202 employees

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally.

FAIL · Does not pass the screen
90.24 USD

At the last full screen
2026-09-10

Screened 2026-09-10 · the tape above runs as of 19:03 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed

The Label · The Season, Not the Day

This name holds its markup label.

The Chiba Bank, Ltd. holds its Markup at $90.24. The statistical read favours the sellers, held for 9 days.

As held on the ledger · 2026-09-10
PhaseMarkup
Quantitative stateThe statistical read favours the sellers, held for 9 days
Price at the screen$90.24
Valuation19.00 trailing · N/A forward price to earnings
Values screenFAIL · score 30.0
Beta0.13
The Workings

Five Screens, Shown in Full

Does not pass. Business activity

TestFigureLimitWhat it meansStatus
Business activity Excluded Core business clean Financial sector: banks Fail
Debt load 0.00% Below 33% Interest-bearing debt is just 0.0% of its assets, well under the one-third ceiling: it does not run on borrowed money. Pass
Interest-bearing cash 0.00% Below 33% Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit. Pass
Receivables 0.00% Below 49% Money owed to the company is 0.0% of assets, under the 49% limit. Pass
Revenue purity 0.00% Below 5% Only 0.0% of revenue comes from non-compliant sources, under the 5% line. Pass

Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.

What the Numbers Say It Is Worth

The Fair Value Range

Our framework reads AVOID: 51.80% revenue growth.

Price History & Projections
$75.4$51.5$27.6TODAY5y agoPROJECTION

Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-09-10 screen.

Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.

The Business, in Plain Words

Why it gives us pause

On our numbers, the price already runs ahead of the business.

The fundamentals · plain-English read
Trailing P/E19.0xreasonably valued
EPS, trailing4.75
Revenue growth+51.8%growing very fast
Profit margin27.7%healthy profit margins
Return on equity8.3%a modest return on shareholder capital
Dividend yield213.00%
Beta0.13barely tracks the market's swings
52-week range47.00 - 90.24
Market cap$12.5B
Employees4,202

The risks · The things to watch: its business and earnings are exposed to Japan and to currency swings.

Plain-English interpretation of our own screen data. Analysis, not advice.

Where & How to Trade

CHBAY trades on PNK (the company is based in Japan). As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.

The Dated Journal · Newest First, Never Edited

Every Entry, As Written

2026-08-25 Markup $83.14 +9.8% Entry 5

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 9.8% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a moderate risk profile. Technically it is holding around 29% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 60%. Our forward projection puts the odds of a 10% gain over the next month near 27%.

2026-07-24 Markup $75.71 +5.1% Entry 4

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved up 5.1% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a moderate risk profile. Technically it is holding around 29% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 60%. Our forward projection puts the odds of a 10% gain over the next month near 27%.

2026-07-18 Markup $72.07 +0.0% Entry 3

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it B, carrying a moderate risk profile. Technically it is holding around 29% above its long-term trend line with momentum reading bullish. Over the past year the shares are up 60%. Our forward projection puts the odds of a 10% gain over the next month near 27%.

2026-07-03 Markup $72.07 +0.0% Entry 2

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.

2026-07-02 Markup $72.07 Entry 1

The framework reads markup. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

Related Securities · Others in CHBAY's Space

Screened names in the same industry · explore each on its own page.

What Holding Actually Paid · Price Plus Dividends
If $1,000 had been placed · historical, not a promise
PeriodPrice thenPrice returnDivs per share$1,000 becameTotal return
1 month $66.86 +7.8% · $1,078 +7.8%
2 months $65.00 +10.9% · $1,109 +10.9%
3 months $55.00 +31.0% · $1,310 +31.0%
6 months $51.05 +41.2% · $1,412 +41.2%
1 year $45.02 +60.1% · $1,601 +60.1%
2 years $35.74 +101.6% $1.36 $2,054 +105.4%
3 years $36.07 +99.8% $1.36 $2,036 +103.6%
5 years $30.86 +133.5% $1.36 $2,380 +138.0%

Historical returns from market close data. Past performance does not guarantee future results.

The Ledger's Promise

This entry now belongs to the ledger. Whatever CHBAY does next, these words stay.

The Chiba Bank, Ltd. · CHBAY · Markup · $90.24
Recorded 2026-09-10 · before the outcome · scored mechanically

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Screening is research, not a fatwa and not financial advice. Figures are drawn from public accounts at the screen date shown. Always manage your risk.

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