LOW
Lowe's
Consumer Discretionary · Home Improvement Retail · US
$210.74
Data: 2026-01-31
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 85.7%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$128.4B
Total market value of the company
19.30
Reasonably valued
16.80
Based on estimated future earnings — lower means cheaper
Rev Growth
+10.9%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
N/A
Return on equity — how efficiently it uses shareholder money
Analyst Target
$283.39
+34% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 33 analysts covering this stock
About Lowe's

Lowe's Companies, Inc., together with its subsidiaries, operates as a home improvement retailer in the United States and Canada. It provides a line of products for construction, maintenance, repair, remodeling, and decorating. The company also offers home improvement products, such as appliances, seasonal and outdoor living, lumber, lawn and garden, kitchens and bath, hardware, building materials, millwork, paint, rough plumbing, tools, electrical, flooring, and décor. In addition, it provides installation services through independent contractors in various product categories; and extended protection plans and repair services. Further, the company provides design, distribution, and installation services for interior surface finishes to home builders and property managers. It sells its national brand-name merchandise and private brand products to professional customers, individual homeowners, and renters. The company serves its products through Lowes.com website, mobile applications, retail home improvement stores and outlet stores, and its branches. Lowe's Companies, Inc. was founded in 1921 and is based in Mooresville, North Carolina.

https://corporate.lowes.com

Country: United States Employees: 167,000 Industry: Home Improvement Retail
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
PASS
Core business does not involve prohibited activities
Debt Ratio
82.5% FAIL
Debt must be below 33% of total assets
Cash Ratio
0.0% PASS
Interest-bearing cash below 33% of assets
Receivables
3.8% PASS
Receivables below 49% of assets
Revenue Purity
0.1% PASS
Non-compliant revenue below 5% — any excess requires purification
Valuation
$273.00
What our model estimates this business is worth per share
22.8%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
41.2th
Ranks in the top 59% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
67.0
Quality Score
40.0
Combined
36.9

Trading at $229 against a fair value of $273, a 16% discount. Fails ethical screen (Debt ratio). Ranks better than 9% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
0.171
Positive but modest risk-adjusted returns
0.0124
Marginal edge — very small allocation suggested
0.045
Drawdown risk outweighs the returns — higher risk profile
Annual Return
1.2%
Historical annualised return based on price data
-25.9%
Largest peak-to-trough decline — the worst it has been
CRISIS
Elevated risk detected — extreme caution warranted
Days in State
3
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.90
Less volatile than the market — more defensive
52W High
$293.06
28% below the year high
52W Low
$210.33
0% above the year low
Avg Volume
2,660,362
Average daily shares traded — higher means easier to buy and sell
4.8
Days it would take all short sellers to cover — higher means more crowded
Short % Float
2.4%
Low short interest — limited bearish positioning
209.0%
Annual dividend as a percentage of the share price
$11.85
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

1.08
Adequate but worth monitoring
Quick Ratio
0.11
Like current ratio but excludes inventory — stricter test
Gross Margin
33.5%
Revenue left after cost of goods — higher means pricing power
Operating Margin
8.6%
Profit from core operations before interest and tax
$5.0B
Positive — the business generates more cash than it spends
Revenue (TTM)
$86.3B
Total revenue over the last 12 months
Net Income
$6.6B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
33
Target High
$325.00
Target Median
$283.39
Target Low
$228.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

45
NEUTRAL
Mixed insider activity. 0 purchases and 0 sales in the last 90 days — no clear directional signal. Political selling noted.
Date Insider Title Type Shares Value
2026-04-01 PRYOR JULIETTE WILLIAMS Officer 5,141
2026-04-01 BOLTZ WILLIAM P. Officer 9,535
2026-04-01 GODBOLE SEEMANTINI P Chief Technology Officer 9,145
2026-04-01 GRIGGS DAN CLAYTON JR. Officer 1,526
2026-04-01 SINK BRANDON J. Chief Financial Officer 8,349
2026-04-01 DUPRE JANICE M. Officer 5,185
2026-04-01 VANCE QUONTA D Officer 4,793
2026-04-01 VAGELL MARGRETHE R Officer 4,653
2026-04-01 MCFARLAND JOSEPH MICHAEL III Officer 9,535
2026-04-01 ELLISON MARVIN R Chief Executive Officer 37,292
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
2026-04-13 Ro Khanna Democrat Sale 15K–50K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-01-31

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