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NAS100 29,447 +1.73% S&P 7,638 +1.14% GOLD $4,406 +0.14% BTC $77,436 VIX 15.44 −12.82% live tape · as of 11:00 UTC
The Screen · Financials

Signature Bank

SBNY · PNK · USD · Market cap $60M

FAIL · Does not pass the screen
0.44 USD

At the last full screen
2026-05-22

Screened 2026-05-22 · the tape above runs as of 11:00 UTC · two dates, stated on purpose · verdict and workings shown in full · never trimmed

The Label · The Season, Not the Day

This name holds its markup label.

Signature Bank holds its Markup at $0.44. The statistical read favours the sellers, held for 3 days.

As held on the ledger · 2026-05-22
PhaseMarkup
Quantitative stateThe statistical read favours the sellers, held for 3 days
Price at the screen$0.44
Valuation0.09 trailing · 0.06 forward price to earnings
Values screenFAIL
The Workings

Five Screens, Shown in Full

Does not pass. Business activity

TestFigureLimitWhat it meansStatus
Business activity Excluded Core business clean Financial sector: banks Fail
Debt load 0.00% Below 33% Interest-bearing debt is just 0.0% of its assets, well under the one-third ceiling: it does not run on borrowed money. Pass
Interest-bearing cash 0.00% Below 33% Cash held in interest-bearing accounts and securities is 0.0% of assets, under the one-third limit. Pass
Receivables 0.00% Below 49% Money owed to the company is 0.0% of assets, under the 49% limit. Pass
Revenue purity 0.00% Below 5% Only 0.0% of revenue comes from non-compliant sources, under the 5% line. Pass

Five checks adapted from AAOIFI screening standards: business activity plus four balance-sheet ratios. All five must pass for ethical clearance. Every figure is arithmetic on public accounts, not judgement.

What the Numbers Say It Is Worth

The Fair Value Range

0.88Conservative0.88Base case0.88Growth case 0.44Price

Fair value range in USD, drawn from the 2026-05-22 screen. The gold marker is the market price at the same screen. A 100.0% margin of safety to the base estimate.

Price History & Projections
$1.2$0.8$0.5TODAY1y agoPROJECTIONConservative$0.88 +76%Our fair value$0.88 +76%

Where it has been, where the models see it going. History from market close data; projection points are our fair-value estimates and third-party analyst targets, dated to the 2026-05-22 screen.

Fair value and rating are our own model estimates; the Street's range reflects third-party analyst estimates. Analysis, not advice.

The Business, in Plain Words
The fundamentals · plain-English read
Forward P/E0.1xcheap for a company growing this fast
Trailing P/E0.1xvery cheap relative to earnings
EPS, trailing10.11
EPS, forward14.65
Revenue growth+14.0%steady growth
Profit margin51.1%highly profitable on every dollar of sales
Return on equity16.9%a solid return on shareholder capital
Debt to equity0.00minimal debt: a conservative balance sheet
MoatMODERATE
Market cap$60M

The risks · The things to watch: it's a small-cap, so the share price can swing harder than the market.

Plain-English interpretation of our own screen data. Analysis, not advice.

Where & How to Trade

SBNY trades on PNK. As a listed security it is accessible through almost any international broker offering its home market. New to this, or investing from abroad? Our guide to accessing global markets covers brokers, currencies and the practical steps.

The Dated Journal · Newest First, Never Edited

Every Entry, As Written

2026-09-12 Markup · changed $0.44 +0.0% Entry 5

The framework has shifted from distribution to markup since the last review. Price is trending higher with momentum. The crowd has caught on and buyers are in control. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is momentum reading oversold. Over the past year the shares are down 41%. Our forward projection puts the odds of a 10% gain over the next month near 23%.

2026-08-12 Distribution · changed $0.44 +0.0% Entry 4

The framework has shifted from markdown to distribution since the last review. Smart money appears to be selling into strength. Institutional holders may be rotating out. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is momentum reading oversold. Over the past year the shares are down 41%. Our forward projection puts the odds of a 10% gain over the next month near 23%.

2026-07-18 Markdown $0.44 +0.0% Entry 3

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns. Our composite framework grades it D. Technically it is momentum reading oversold. Over the past year the shares are down 41%. Our forward projection puts the odds of a 10% gain over the next month near 23%.

2026-07-03 Markdown $0.44 +0.0% Entry 2

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.

2026-07-02 Markdown $0.44 Entry 1

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows negative risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What Holding Actually Paid · Price Plus Dividends
If $1,000 had been placed · historical, not a promise
PeriodPrice thenPrice returnDivs per share$1,000 becameTotal return
1 month $0.65 -23.1% · $769 -23.1%
2 months $0.72 -30.6% · $694 -30.6%
3 months $0.65 -23.1% · $769 -23.1%
6 months $1.12 -55.4% · $446 -55.4%
1 year $0.85 -41.2% · $588 -41.2%

Historical returns from market close data. Past performance does not guarantee future results.

The Ledger's Promise

This entry now belongs to the ledger. Whatever SBNY does next, these words stay.

Signature Bank · SBNY · Markup · $0.44
Recorded 2026-05-22 · before the outcome · scored mechanically

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Screening is research, not a fatwa and not financial advice. Figures are drawn from public accounts at the screen date shown. Always manage your risk.

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