FMBH | Ticker Profile - Titan Protect

FMBH

First Mid Bancshares, Inc.

Financial Services · Banks - Regional · NGM

$45.03

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.2B

Total market value of the company

Trailing P/E

11.08

Reasonably valued

Forward P/E

8.96

Based on estimated future earnings — lower means cheaper

Rev Growth

+14.5%

Year-over-year revenue change

Profit Margin

27.3%

How much profit the company keeps from each dollar of revenue

ROE

9.8%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$48.00

+7% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 7 analysts covering this stock

About First Mid Bancshares, Inc.

First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. In addition, it offers wealth management services, which include estate planning and investment services to individuals; employee benefit services for businesses; and farm management and brokerage services. Further, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.

https://www.firstmid.com

Country: United States Employees: 1,335 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.851

Good returns relative to risk taken

Kelly Fraction

0.0586

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.802

Acceptable balance between returns and drawdown risk

Annual Return

22.0%

Historical annualised return based on price data

Max Drawdown

-27.5%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

265

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.79

Less volatile than the market — more defensive

52W High

$44.85

-0% below the year high

52W Low

$33.92

33% above the year low

Avg Volume

110,537

Average daily shares traded — higher means easier to buy and sell

Short Ratio

3.0

Days it would take all short sellers to cover — higher means more crowded

Short % Float

1.0%

Low short interest — limited bearish positioning

Div Yield

228.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.96

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

40.5%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$351M

Total revenue over the last 12 months

Net Income

$96M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$55.00

Target Median

$48.00

Target Low

$46.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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