CTBI | Ticker Profile - Titan Protect

CTBI

Community Trust Bancorp, Inc.

Financial Services · Banks - Regional · NMS

$67.58

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.2B

Total market value of the company

Trailing P/E

11.68

Reasonably valued

Forward P/E

10.69

Based on estimated future earnings — lower means cheaper

Rev Growth

+14.8%

Year-over-year revenue change

Profit Margin

37.0%

How much profit the company keeps from each dollar of revenue

ROE

12.5%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$72.50

+7% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

https://www.ctbi.com

Country: United States Employees: 974 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.117

Excellent risk-adjusted returns

Kelly Fraction

0.0931

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.371

Returns exceed worst-case losses — strong risk profile

Annual Return

32.5%

Historical annualised return based on price data

Max Drawdown

-23.7%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.57

Less volatile than the market — more defensive

52W High

$68.72

2% below the year high

52W Low

$49.61

36% above the year low

Avg Volume

93,683

Average daily shares traded — higher means easier to buy and sell

Short Ratio

2.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

1.5%

Low short interest — limited bearish positioning

Div Yield

318.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$5.71

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

50.8%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$279M

Total revenue over the last 12 months

Net Income

$103M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$73.00

Target Median

$72.50

Target Low

$72.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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