Framework Journal · one stock, one dated entry

Recorded 2026-08-05 · Permanent

Bank Hapoalim B.M. BKHYY

An entry written while the outcome is still unknown. It will be scored by what the market does next, and it will never be edited to look cleverer than it was.

The label
Accumulation

read at $124.67

Bank Hapoalim B.M. holds its Accumulation at $124.67.

PHINPOOPSC
  • PHPhase · the trend structure carries the Accumulation label
  • INInsiders · no filings inside 60 days, left as found
  • POPositioning · no disclosures inside 60 days, left as found
  • OPOptions · no verdict drawn today, left as found
  • SCScreen · does not pass the values gate
  • edge confirmed
  • edge broken
  • edge forming

Each arm is one independent read. Conviction is not a single call, it is how many edges converge.

The investor read · the season, not the day

As held on the ledger · 2026-08-05
PhaseAccumulation
Quantitative stateConsolidating, no directional conviction, held for 3 days
Price$124.67
Valuation10.60 trailing · N/A forward price to earnings
Values screenFAIL
Beta0.34

The business, in plain words · what the numbers mean

The fundamentals · plain-English read
Trailing P/E10.6x
reasonably valued
Revenue growth0.9%
slow but positive growth
Profit margin40.8%
highly profitable on every dollar of sales
Return on equity15.1%
a solid return on shareholder capital
Beta0.34
barely tracks the market's swings
Market cap$32.6B

The risks · The main risks here are ordinary market swings and the chance our fair-value read proves too optimistic.

Plain-English interpretation of our own screen data. Analysis, not advice.

Latest news · what the market is reading on BKHYY

Headlines from third-party outlets, linked for reference — not our reporting, not advice.

Related securities · others in BKHYY's space worth a look

NTRS Northern Trust ACGL Arch Capital Group WTW Willis Towers Watson BAP Credicorp Ltd. SHG Shinhan Financial Group Co Ltd ADR CFG Citizens Financial Group

Screened names in the same industry · explore each on its own page.

Where & how to trade · wherever in the world you are

BKHYY trades on PNK. As a US-listed security it is accessible through almost any international broker offering US markets. New to this, or investing from outside the US? Our guide to accessing global markets covers brokers, currencies and the practical steps.

The trader read · the latest dated commentary

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved up 2.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 17% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 35%. Our forward projection puts the odds of a 10% gain over the next month near 38%. Entered 2026-07-23 · Markdown

The dated journal · newest first, never edited

2026-07-23 Markdown $119.00 +2.0% Entry 4

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved up 2.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 17% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 35%. Our forward projection puts the odds of a 10% gain over the next month near 38%.

2026-07-18 Markdown $116.70 +0.0% Entry 3

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns. Our composite framework grades it C, carrying a low risk profile. Technically it is holding around 17% above its long-term trend line with momentum reading neutral. Over the past year the shares are up 35%. Our forward projection puts the odds of a 10% gain over the next month near 38%.

2026-07-03 Markdown $116.70 +0.0% Entry 2

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Price has moved down 0.0% since our last review. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.

2026-07-02 Markdown $116.70 Entry 1

The framework reads markdown. Price is trending lower. Sellers are in control and the prior trend has reversed. Ethical screening: FAIL. This security does not pass our values-based screening criteria. The risk-adjusted return profile shows excellent risk-adjusted returns.

Each entry above was written on its date, before the outcome. A journal you can prune is not a journal.

What holding actually paid · price plus dividends

If $1,000 had been placed · historical, not a promise
PeriodPrice thenPrice returnDivs per share$1,000 becameTotal return
1 month $139.06 -19.8% · $802 -19.8%
2 months $131.02 -14.9% · $852 -14.9%
3 months $126.96 -12.1% $1.21 $888 -11.2%
6 months $117.39 -5.0% $1.21 $961 -3.9%
1 year $82.46 +35.3% $1.21 $1,368 +36.8%
2 years $43.50 +156.4% $3.56 $2,646 +164.6%
3 years $39.78 +180.5% $5.81 $2,951 +195.1%
5 years $32.46 +243.7% $10.02 $3,745 +274.5%

Historical returns from market close data. Past performance does not guarantee future results.

This entry now belongs to the ledger. Whatever BKHYY does next, these words stay.

Bank Hapoalim B.M. · BKHYY · Accumulation · $124.67
Recorded 2026-08-05 · before the outcome · scored mechanically

All of today's entries See the running score

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