ORI | Ticker Profile - Titan Protect

ORI

Old Republic International Corporation

Financial Services · Insurance - Property & Casualty · NYQ

$38.16

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$9.3B

Total market value of the company

Trailing P/E

9.45

Very cheap relative to earnings

Forward P/E

11.51

Based on estimated future earnings — lower means cheaper

Rev Growth

+13.5%

Year-over-year revenue change

Profit Margin

10.8%

How much profit the company keeps from each dollar of revenue

ROE

17.3%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$42.00

+10% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 2 analysts covering this stock

About Old Republic International Corporation

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.

https://www.oldrepublic.com

Country: United States Employees: 9,500 Industry: Insurance - Property & Casualty

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

MARKDOWN

Price trending down — defensive positioning

Sharpe Ratio

0.971

Good returns relative to risk taken

Kelly Fraction

0.0790

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.482

Returns exceed worst-case losses — strong risk profile

Annual Return

20.6%

Historical annualised return based on price data

Max Drawdown

-13.9%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.67

Less volatile than the market — more defensive

52W High

$46.76

18% below the year high

52W Low

$35.60

7% above the year low

Avg Volume

1,598,368

Average daily shares traded — higher means easier to buy and sell

Short Ratio

5.8

Days it would take all short sellers to cover — higher means more crowded

Short % Float

4.7%

Low short interest — limited bearish positioning

Div Yield

328.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$4.06

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

26.84

Heavy leverage — higher financial risk if revenues decline

Current Ratio

0.23

Below 1 means short-term obligations exceed liquid assets — risk flag

Quick Ratio

0.19

Like current ratio but excludes inventory — stricter test

Gross Margin

63.5%

Revenue left after cost of goods — higher means pricing power

Operating Margin

18.0%

Profit from core operations before interest and tax

Free Cash Flow

$2.1B

Positive — the business generates more cash than it spends

Revenue (TTM)

$9.4B

Total revenue over the last 12 months

Net Income

$1.0B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$44.00

Target Median

$42.00

Target Low

$40.00

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
9 Apr2026	Scott Peters	Democrat	buy	50K–100K
8 Apr2026	Mike Kelly	Republican	buy	50K–100K
6 May2026	Dave McCormick	Republican	buy	250K–500K
30 Apr2026	Dave McCormick	Republican	sell	50K–100K
30 Apr2026	Dave McCormick	Republican	sell	100K–250K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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