HDB
HDFC Bank
Financials · Diversified Banks · NYSE (ADR)
$23.41
Data: 2026-05-09
✗ ETHICAL FAIL

Unknown MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$128.4B
Total market value of the company
17.62
Reasonably valued
16.98
Based on estimated future earnings — lower means cheaper
Rev Growth
-1.8%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
13.8%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$34.43
+47% from current price — median analyst estimate
Recommendation
NONE
Consensus view from 4 analysts covering this stock
About HDFC Bank

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

https://www.hdfc.bank.in

Country: India Employees: 211,178 Industry: Banks - Regional
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% N/A
Debt must be below 33% of total assets
Cash Ratio
0.0% N/A
Interest-bearing cash below 33% of assets
Receivables
0.0% N/A
Receivables below 49% of assets
Revenue Purity
0.0% N/A
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
-0.129
Returns do not compensate for the risk — negative edge
-0.0140
No positive edge detected — the data suggests staying out
-0.162
Drawdown risk outweighs the returns — higher risk profile
Annual Return
-6.3%
Historical annualised return based on price data
-38.7%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
2
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.48
Very low correlation to market moves
52W High
$39.81
41% below the year high
52W Low
$23.75
-1% above the year low
Avg Volume
9,268,341
Average daily shares traded — higher means easier to buy and sell
1.3
Days it would take all short sellers to cover — higher means more crowded
Short % Float
0.2%
Low short interest — limited bearish positioning
167.0%
Annual dividend as a percentage of the share price
$1.42
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
N/A
Revenue left after cost of goods — higher means pricing power
Operating Margin
40.5%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$2.8T
Total revenue over the last 12 months
Net Income
$760.3B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
4
Target High
$36.00
Target Median
$34.43
Target Low
$29.70
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
2026-04-13 Josh Gottheimer Democrat Sale 1K–15K
13 Apr2026 Josh Gottheimer Democrat sell 1K–15K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-09

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