How this company measures up on the fundamentals that matter
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Five compliance checks based on AAOIFI standards — all must pass for ethical clearance
Trading at $56 against a fair value of $113, a 51% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 80% of screened stocks.
Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data
Trading characteristics and market positioning
Balance sheet strength and cash generation — the foundation of long-term value
SEC Form 4 filings — what company insiders are buying and selling
| Date | Insider | Title | Type | Shares | Value |
|---|---|---|---|---|---|
| 2026-05-05 | DILIP VENKATACHARI | Chief Technology Officer | 34,522 | $1,916,661 | |
| 2026-04-21 | RICHARD JODI L | Officer | 40,000 | $2,280,040 | |
| 2026-03-05 | CHOSY JAMES L | General Counsel | 22,259 | — | |
| 2026-03-05 | BARCELOS ELCIO R.T. | Officer | 22,259 | — | |
| 2026-03-05 | BADRAN SOUHEIL | Chief Operating Officer | 19,291 | — | |
| 2026-03-05 | STERN JOHN C. | Chief Financial Officer | 25,227 | — | |
| 2026-03-05 | DILIP VENKATACHARI | Chief Technology Officer | 17,807 | — | |
| 2026-03-05 | PHILIPSON STEPHEN L. | Officer | 28,195 | — | |
| 2026-03-05 | KELSO COURTNEY | Officer | 13,356 | — | |
| 2026-03-05 | KEDIA GUNJAN | Chief Executive Officer | 100,167 | — |
Congressional trading disclosures involving this instrument
| Date | Politician | Party | Type | Amount |
|---|---|---|---|---|
| 2026-04-13 | Ro Khanna | Democrat | Purchase | 1K–15K |
Data sourced from public filings and market feeds. Not financial advice. Updated: