WFC
Wells Fargo
Financials · Diversified Banks · US
$81.94
Data:
✗ ETHICAL FAIL

MODERATE MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$231.5B
Total market value of the company
11.70
Reasonably valued
9.60
Based on estimated future earnings — lower means cheaper
Rev Growth
+5.7%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
12.0%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$96.02
+17% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 23 analysts covering this stock
About Wells Fargo

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

https://www.wellsfargo.com

Country: United States Employees: 200,999 Industry: Banks - Diversified
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$157.00
What our model estimates this business is worth per share
47.8%
Trading below fair value — margin of safety exists
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
76.1th
Ranks in the top 24% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
95.0
Quality Score
41.0
Combined
46.2

Trading at $76 against a fair value of $157, a 52% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 80% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

MARKDOWN
Price trending down — defensive positioning
0.668
Good returns relative to risk taken
0.0560
Suggested allocation is meaningful — the edge justifies a position
0.685
Acceptable balance between returns and drawdown risk
Annual Return
16.9%
Historical annualised return based on price data
-24.7%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
1
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.96
Less volatile than the market — more defensive
52W High
$97.76
16% below the year high
52W Low
$71.90
14% above the year low
Avg Volume
17,681,074
Average daily shares traded — higher means easier to buy and sell
0.0
Days it would take all short sellers to cover — higher means more crowded
Short % Float
N/A
238.0%
Annual dividend as a percentage of the share price
$6.47
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Quick Ratio
N/A
Like current ratio but excludes inventory — stricter test
Gross Margin
N/A
Revenue left after cost of goods — higher means pricing power
Operating Margin
29.4%
Profit from core operations before interest and tax
N/A
Negative — the business is spending more than it generates
Revenue (TTM)
$81.1B
Total revenue over the last 12 months
Net Income
$20.7B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
23
Target High
$113.00
Target Median
$96.02
Target Low
$85.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

Date Insider Title Type Shares Value
2026-02-26 Patterson Ellen R Sr. EVP, GC Sale 60,000 $5,244,000
2026-02-26 Engle Bridget E. Sr. EVP Sale 30,000 $2,613,000
2026-02-20 Santos Kleber Sr. EVP Sale 25,000 $2,193,000
2026-05-14 CRAVER THEODORE F JR Director 89
2026-03-05 SCHARF CHARLES W Chief Executive Officer 379,767
2026-03-05 SANTOS KLEBER Officer 60,914
2026-03-05 FERCHO KRISTY Officer 25,823
2026-03-05 VAN BEURDEN SAUL Officer 88,175
2026-03-05 SANTOMASSIMO MICHAEL P Chief Financial Officer 125,481
2026-03-05 PATTERSON ELLEN REILLY General Counsel 97,258
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
7 Feb2025 Tim Walberg Republican buy 15K–50K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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