NBHC
National Bank Holdings Corporation
Financial Services · Banks - Regional · NYQ
$41.97
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$1.9B
Trailing P/E
15.66
Forward P/E
10.17
Rev Growth
+33.7%
Profit Margin
24.7%
ROE
7.1%
Analyst Target
$48.00
Recommendation
NONE
About National Bank Holdings Corporation

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as hospitality, office buildings, warehouse/distribution buildings, multi-family, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as positive pay and other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico and Idaho. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 71.5
Score Quality: 68.0
Score Combined: 55.4

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality69.6
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.4 · Rank: #1148
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$1.6B
Price/Book
1.14
Beta
0.795
Analysts
4
Total Revenue (TTM)
$429.2M
Total Debt
$228.4M
Earnings Growth
-27.1%
Dividend Yield
305.0%
Short Ratio
6.31
Short % Float
0.1%
Employees
1,250

Elite Intelligence

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Trade Consideration
The Opportunity
Score 55.4 (P86 — top 13.7% of scored tickers). Unknown Moat. Ethical FAIL. 4 analysts at None.
Price: $41.97 | Target: $48.25 (+15%)
Score
55
Moat
Unknown
Conviction
Standard
Upside
+15%
The Fundamentals
Revenue Growth+33.7%
Profit Margin24.7%
ROE7.1%
Forward P/E10.2
Market Cap$1.9B
Position Sizing Scenarios
Stop: $35.67 (-15%) | Entry: $41.97
SharesCostProfit to TargetR:R
To Consensus ($48.25, 4 analysts)
10$419.70+$62.80 (15%)1.0R
50$2,098.50+$314.00 (15%)1.0R
100$4,197.00+$628.00 (15%)1.0R
Risk Factors
  • Elevated short interest (6.31 days to cover)
The Verdict
National Bank Holdings Corporation holds a unknown competitive moat and is growing revenue at +33.7%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
53.5
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.7%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.3%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.53
above 1.0 is good
Max Drawdown
-32.9%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
70
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
LOWER_HALF
Beta
Relative Volume
1.8x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Tuesday
Worst Day
Thursday
Best Month
Nov
Worst Month
Mar
Fri-Mon Effect
-0.09821735823403854
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-3.1%
3M Return
+3.0%
6M Return
+15.2%
12M Return
+16.8%
Momentum Rank
#2099
Momentum Signal
FLAT

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