GABC | Ticker Profile - Titan Protect

GABC

German American Bancorp, Inc.

Financial Services · Banks - Regional · NMS

$44.28

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.6B

Total market value of the company

Trailing P/E

11.95

Reasonably valued

Forward P/E

10.91

Based on estimated future earnings — lower means cheaper

Rev Growth

+42.3%

Year-over-year revenue change

Profit Margin

36.6%

How much profit the company keeps from each dollar of revenue

ROE

12.2%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$49.00

+11% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 5 analysts covering this stock

About German American Bancorp, Inc.

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. The company was founded in 1910 and is based in Jasper, Indiana.

https://germanamerican.com

Country: United States Employees: 984 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.886

Good returns relative to risk taken

Kelly Fraction

0.0646

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

0.842

Acceptable balance between returns and drawdown risk

Annual Return

21.3%

Historical annualised return based on price data

Max Drawdown

-25.3%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.59

Less volatile than the market — more defensive

52W High

$45.00

2% below the year high

52W Low

$36.55

21% above the year low

Avg Volume

150,604

Average daily shares traded — higher means easier to buy and sell

Short Ratio

10.4

Days it would take all short sellers to cover — higher means more crowded

Short % Float

3.0%

Low short interest — limited bearish positioning

Div Yield

276.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$3.64

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

48.0%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$370M

Total revenue over the last 12 months

Net Income

$135M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$52.00

Target Median

$49.00

Target Low

$47.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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