RBCAA | Ticker Profile - Titan Protect

RBCAA

Republic Bancorp, Inc.

Financial Services · Banks - Regional · NMS

$84.50

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$1.6B

Total market value of the company

Trailing P/E

12.32

Reasonably valued

Forward P/E

12.06

Based on estimated future earnings — lower means cheaper

Rev Growth

-11.3%

Year-over-year revenue change

Profit Margin

34.0%

How much profit the company keeps from each dollar of revenue

ROE

11.7%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$80.00

-5% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About Republic Bancorp, Inc.

Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial, CRE and multi-family, construction and land development, consumer, and aircraft loans; service charges on consumer and commercial deposit accounts, mortgage banking income, debit and credit card interchange fee income, title insurance commissions, and swap fee incomes; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; internet banking services and products through its website; mobile banking; and other banking services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.

https://www.republicbank.com

Country: United States Employees: 966 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

1.016

Excellent risk-adjusted returns

Kelly Fraction

0.0716

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

1.405

Returns exceed worst-case losses — strong risk profile

Annual Return

30.3%

Historical annualised return based on price data

Max Drawdown

-21.6%

Largest peak-to-trough decline — the worst it has been

HMM State

BEAR

Statistical model detects bearish conditions

Days in State

368

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.58

Less volatile than the market — more defensive

52W High

$81.52

-4% below the year high

52W Low

$63.97

32% above the year low

Avg Volume

77,267

Average daily shares traded — higher means easier to buy and sell

Short Ratio

2.6

Days it would take all short sellers to cover — higher means more crowded

Short % Float

2.2%

Low short interest — limited bearish positioning

Div Yield

248.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$6.48

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

53.6%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$373M

Total revenue over the last 12 months

Net Income

$127M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$80.00

Target Median

$80.00

Target Low

$80.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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