GGAL
Grupo Financiero Galicia S.A.
Financial Services · Banks - Regional · NCM
$43.39
Close 2026-05-22
✗ ETHICAL FAIL
WEAK MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$7.4B
Trailing P/E
114.18
Forward P/E
6.53
Rev Growth
-99.5%
Profit Margin
1.1%
ROE
0.9%
Analyst Target
$67.40
Recommendation
BUY
Ethical Screen
| Business Activity | FAIL |
| Debt Ratio (0.00%) | PASS |
| Cash Ratio (0.00%) | PASS |
| Receivables Ratio (0.00%) | PASS |
| Revenue Ratio (0.00%) | PASS |
| Overall | FAIL |
Score Valuation: 95.0
Score Quality: 28.2
Score Combined: 51.3
Fair Value Est: $99.65 · Margin of Safety: +129.7%
Opportunity Scores
Valuation70.0
Quality1.9
Cash Flow50.0
Moat25.0
Balance Sheet100.0
Debt Purity100.0
Liquid Purity100.0
Rev Purity100.0
Compliance100.0
Tier: GOLD · Score: 76.0 · Rank: #142
Earnings History (Last 8 Quarters)
| Date | EPS Est. | Reported EPS | Surprise % |
|---|---|---|---|
| 2026-08-18 | 0.70 | Pending | -- |
| 2026-05-13 | 0.54 | 0.30 | -44.3% |
| 2026-03-05 | 0.34 | -0.37 | -207.7% |
| 2025-11-25 | 0.27 | -0.38 | -239.7% |
| 2025-08-26 | 1.13 | 0.79 | -29.6% |
| 2025-05-28 | 1.38 | 0.78 | -43.4% |
| 2025-03-06 | 1.85 | 4.10 | +121.4% |
| 2024-11-05 | 2.39 | 1.15 | -51.9% |
Quarterly Financials
| Period | Revenue | Net Income | EBITDA | Gross Profit | Op. Income | EPS |
|---|---|---|---|---|---|---|
| 2026-03-31 | $2.6T | $66.5B | — | — | — | 413.93 |
| 2025-12-31 | $2.6T | -$35.0B | — | — | — | -520.12 |
| 2025-09-30 | $2.0T | -$87.7B | — | — | — | -546.05 |
| 2025-06-30 | $2.1T | $172.6B | — | — | — | 1,074.78 |
| 2025-03-31 | $2.5T | $193.6B | — | — | — | 1,205.14 |
| 2024-12-31 | — | — | — | — | — | — |
Insider Transactions
No insider transaction data.
Top Institutional Holders
| Holder | Shares | Value | % Held |
|---|---|---|---|
| Westwood Global Investments, LLC | 5.4M | $235.3M | 0.0% |
| Aquamarine Financial (cayman) Ltd | 2.4M | $102.8M | 0.0% |
| Price (T.Rowe) Associates Inc | 1.8M | $77.0M | 0.0% |
| MAK Capital One LLC | 1.4M | $62.2M | 0.0% |
| Morgan Stanley | 1.4M | $61.0M | 0.0% |
| PointState Capital LP | 1.3M | $56.5M | 0.0% |
| Driehaus Capital Management, LLC | 1.1M | $46.5M | 0.0% |
| Mirae Asset Global ETFs Holdings Ltd. | 1.1M | $46.2M | 0.0% |
| INCA Investments, LLC | 940.1K | $40.9M | 0.0% |
| Discovery Capital Management, LLC | 869.1K | $37.9M | 0.0% |
Analyst Recommendations
3 Months Ago
10 analysts
2 Months Ago
9 analysts
Last Month
9 analysts
Current
10 analysts
Strong Buy
Buy
Hold
Sell
Strong Sell
Additional Fundamentals
Enterprise Value
-$145.4B
-$145.4B
Price/Book
11.29
11.29
Analysts
9
9
Total Revenue (TTM)
$6.4T
$6.4T
Earnings Growth
-57.2%
-57.2%
Dividend Yield
539.0%
539.0%
Rec. Mean
2.00
2.00
Trade Consideration
The Opportunity
Score 51.3 (P76 — top 24.3% of scored tickers). Weak Moat. Ethical FAIL. 9 analysts at Buy.
Price: $43.39 | Target: $67.40 (+55%) | Fair Value: $99.65 (+130%)
Score
51
Moat
WEAK
Conviction
Standard
Upside
+55%
The Fundamentals
Revenue Growth-99.5%
Profit Margin1.1%
ROE0.9%
Forward P/E6.5
Market Cap$7.4B
Earnings Track Record
| Date | Estimate | Reported | Surprise |
|---|---|---|---|
| 2026-08-18 | $0.70 | Pending | — |
| 2026-05-13 | $0.54 | $0.30 | -44.3% |
| 2026-03-05 | $0.34 | $-0.37 | -207.7% |
| 2025-11-25 | $0.27 | $-0.38 | -239.7% |
| 2025-08-26 | $1.13 | $0.79 | -29.6% |
| 2025-05-28 | $1.38 | $0.78 | -43.4% |
Position Sizing Scenarios
Stop: $36.88 (-15%) | Entry: $43.39
| Shares | Cost | Profit to Target | R:R |
|---|---|---|---|
| To Consensus ($67.40, 9 analysts) | |||
| 10 | $433.90 | +$240.10 (55%) | 3.7R |
| 50 | $2,169.50 | +$1,200.50 (55%) | 3.7R |
| 100 | $4,339.00 | +$2,401.00 (55%) | 3.7R |
| To Fair Value ($99.65) | |||
| 10 | $433.90 | +$562.60 (130%) | 8.6R |
| 50 | $2,169.50 | +$2,813.00 (130%) | 8.6R |
| 100 | $4,339.00 | +$5,626.00 (130%) | 8.6R |
Risk Factors
- No elevated risk flags in current data
The Verdict
Grupo Financiero Galicia S.A. holds a weak competitive moat and trades at a 129.7% discount to fair value.
Quantitative Grade
A single score combining all analytical layers below. A is strongest, D is weakest.
C
Quant Score
52.4
Risk Grade
—
Layers
8
Risk Profile
How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.
VaR 95%
-5.4%
worst expected daily loss, 19 in 20 days
CVaR 95%
-7.9%
avg loss on the worst 5% of days
Annual Volatility
—
Sortino Ratio
0.58
above 1.0 is good
Max Drawdown
-63.0%
Worst Day
—
Forward Outlook
Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.
30d Prob Up
—
90d Prob Up
—
Median Return 30d
—
Liquidity Score
67
Liquidity Grade
LIQUID
Trend & Momentum
What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?
Kalman Trend
—
Trend Strength
—
Momentum Signal
—
HMM Regime
—
RSI Signal
—
Technical Signals
Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.
MA Crossover
BELOW_200
Bollinger Position
ABOVE_UPPER
Beta
—
Relative Volume
1.1x
Short Interest
—
Financial Health
Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.
Altman Z-Score
—
—
below 1.81 = distress zone
Piotroski F-Score
—
Earnings Beat Rate
12.5%
Earnings Consistency
—
Correlations
These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.
Most Correlated
| Ticker | Correlation |
|---|---|
| BMA | 0.934 |
| SUPV | 0.922 |
| BBAR | 0.918 |
| PAM | 0.820 |
| CEPU | 0.816 |
Inverse Correlated
| Ticker | Correlation |
|---|---|
| VNTRF | -0.186 |
| SUKOON.AE | -0.149 |
| SUNC | -0.145 |
| KR | -0.142 |
| BAES.L | -0.141 |
Seasonality
Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.
Best Day
Wednesday
Worst Day
Friday
Best Month
Oct
Worst Month
Feb
Fri-Mon Effect
-0.29665705989419194
Earnings Drift
After this company beats earnings, does the price keep going up? Drift tracks post-earnings momentum.
Avg Drift After Beat
-5.6%
Beat Drift Positive %
0.0%
Consistency
—
Momentum Rankings
How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.
1M Return
+8.4%
3M Return
-3.8%
6M Return
-1.9%
12M Return
-22.4%
Momentum Rank
#2807
Momentum Signal
FLAT