VLY
Valley National Bancorp
Financial Services · Banks - Regional · NMS
$13.64
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$7.6B
Trailing P/E
12.29
Forward P/E
8.88
Rev Growth
+23.8%
Profit Margin
33.8%
ROE
8.6%
Analyst Target
$16.00
Recommendation
BUY
About Valley National Bancorp

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, private banking, retail, insurance, and wealth management financial services products. The company operates through Consumer Banking, Commercial Banking, and Treasury and Corporate other segments. It offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, construction, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; automobile financing; and secured and unsecured other consumer loans. The company also invests in various securities and interest-bearing deposits with other banks; and provides international banking services. In addition, it offers investment services for individuals and small to medium sized businesses; and trusts investment strategies designed for various investment profiles and objectives. Further, the company provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; brokerage services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as private banking and management services. Additionally, it offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking; online, mobile, and telephone banking services; credit cards; and automated teller machine services. Valley National Bancorp was founded in 1927 and is headquartered in Morristown, New Jersey.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 68.0
Score Combined: 57.1

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality73.1
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.8 · Rank: #1078
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$9.8B
Price/Book
1.02
Beta
1.064
Analysts
14
Total Revenue (TTM)
$1.9B
Total Debt
$3.3B
Earnings Growth
+58.1%
Dividend Yield
323.0%
Rec. Mean
1.64
Short Ratio
6.33
Short % Float
0.1%
Employees
3,675

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Trade Consideration
The Opportunity
Score 57.1 (P90 — top 9.8% of scored tickers). Unknown Moat. Ethical FAIL. 14 analysts at Buy.
Price: $13.64 | Target: $15.75 (+15%)
Score
57
Moat
Unknown
Conviction
Standard
Upside
+15%
The Fundamentals
Revenue Growth+23.8%
Profit Margin33.8%
ROE8.6%
Forward P/E8.9
Market Cap$7.6B
Position Sizing Scenarios
Stop: $11.59 (-15%) | Entry: $13.64
SharesCostProfit to TargetR:R
To Consensus ($15.75, 14 analysts)
10$136.40+$21.10 (15%)1.0R
50$682.00+$105.50 (15%)1.0R
100$1,364.00+$211.00 (15%)1.0R
Risk Factors
  • Elevated short interest (6.33 days to cover)
The Verdict
Valley National Bancorp holds a unknown competitive moat and is growing revenue at +23.8%.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
58.4
Risk Grade
LOW_RISK
Layers
7
Quality: HIGH_SORTINO
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-3.0%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.7%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
1.69
above 1.0 is good
Max Drawdown
-25.2%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
80
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
NEAR_UPPER
Beta
Relative Volume
0.8x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

Most Correlated
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Inverse Correlated
TickerCorrelation
SUKOON.AE-0.210
CBOE-0.167
CME-0.152
BAES.L-0.141
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Monday
Worst Day
Thursday
Best Month
Jul
Worst Month
Dec
Fri-Mon Effect
-0.18094278874485728
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+0.7%
3M Return
+3.6%
6M Return
+25.7%
12M Return
+60.3%
Momentum Rank
#1270
Momentum Signal
UP

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