CBSH | Ticker Profile - Titan Protect

CBSH

Commerce Bancshares, Inc.

Financial Services · Banks - Regional · NMS

$53.05

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$7.6B

Total market value of the company

Trailing P/E

12.76

Reasonably valued

Forward P/E

11.88

Based on estimated future earnings — lower means cheaper

Rev Growth

+17.3%

Year-over-year revenue change

Profit Margin

32.3%

How much profit the company keeps from each dollar of revenue

ROE

14.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$57.75

+9% from current price — median analyst estimate

Recommendation

HOLD

Consensus view from 8 analysts covering this stock

About Commerce Bancshares, Inc.

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

https://www.commercebank.com

Country: United States Employees: 4,960 Industry: Banks - Regional

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

ACCUMULATION

Smart money appears to be building positions quietly

Sharpe Ratio

0.309

Positive but modest risk-adjusted returns

Kelly Fraction

0.0133

Marginal edge — very small allocation suggested

Calmar Ratio

0.166

Drawdown risk outweighs the returns — higher risk profile

Annual Return

4.6%

Historical annualised return based on price data

Max Drawdown

-27.6%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

153

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.60

Less volatile than the market — more defensive

52W High

$63.19

16% below the year high

52W Low

$46.99

13% above the year low

Avg Volume

1,237,421

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.5

Days it would take all short sellers to cover — higher means more crowded

Short % Float

4.0%

Low short interest — limited bearish positioning

Div Yield

212.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$4.07

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

N/A

Current Ratio

N/A

Quick Ratio

N/A

Like current ratio but excludes inventory — stricter test

Gross Margin

0.0%

Revenue left after cost of goods — higher means pricing power

Operating Margin

39.7%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$1.8B

Total revenue over the last 12 months

Net Income

$571M

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$69.00

Target Median

$57.75

Target Low

$53.00

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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