PB
Prosperity Bancshares, Inc.
Financial Services · Banks - Regional · NYQ
$68.92
Close 2026-05-28
✗ ETHICAL FAIL

UNKNOWN MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$7.0B
Trailing P/E
12.51
Forward P/E
9.55
Rev Growth
+19.9%
Profit Margin
40.4%
ROE
6.7%
Analyst Target
$78.00
Recommendation
NONE
About Prosperity Bancshares, Inc.

Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.

Ethical Screen
Business ActivityFAIL
Debt RatioN/A
Cash RatioN/A
Receivables RatioN/A
Revenue RatioN/A
OverallFAIL
Score Ethical: 50.0
Score Valuation: 78.5
Score Quality: 64.2
Score Combined: 56.2

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality68.8
Cash Flow50.0
Moat40.0
Balance Sheet50.0
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: BRONZE · Score: 53.3 · Rank: #1161
Insider Transactions
No insider transaction data.
Top Institutional Holders
No institutional holder data.
Additional Fundamentals
Enterprise Value
$7.9B
Price/Book
0.85
Beta
0.669
Analysts
13
Total Revenue (TTM)
$1.3B
Total Debt
$2.5B
Earnings Growth
-15.1%
Dividend Yield
345.0%
Short Ratio
5.73
Short % Float
0.1%
Employees
4,429

Elite Intelligence

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Trade Consideration
The Opportunity
Score 56.2 (P88 — top 12.1% of scored tickers). Unknown Moat. Ethical FAIL. 13 analysts at None.
Price: $68.92 | Target: $77.92 (+13%)
Score
56
Moat
Unknown
Conviction
Standard
Upside
+13%
The Fundamentals
Revenue Growth+19.9%
Profit Margin40.4%
ROE6.7%
Forward P/E9.6
Market Cap$7.0B
Position Sizing Scenarios
Stop: $58.58 (-15%) | Entry: $68.92
SharesCostProfit to TargetR:R
To Consensus ($77.92, 13 analysts)
10$689.20+$90.00 (13%)0.9R
50$3,446.00+$450.00 (13%)0.9R
100$6,892.00+$900.00 (13%)0.9R
Risk Factors
  • Elevated short interest (5.73 days to cover)
The Verdict
Prosperity Bancshares, Inc. holds a unknown competitive moat.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

C
Quant Score
52.6
Risk Grade
LOW_RISK
Layers
7
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.2%
worst expected daily loss, 19 in 20 days
CVaR 95%
-3.5%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.58
above 1.0 is good
Max Drawdown
-24.8%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
75
Liquidity Grade
LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
ABOVE_200
Bollinger Position
UPPER_HALF
Beta
Relative Volume
0.9x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Wednesday
Worst Day
Thursday
Best Month
Nov
Worst Month
Mar
Fri-Mon Effect
-0.16780735340472602
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
-0.2%
3M Return
-3.5%
6M Return
+3.9%
12M Return
+1.4%
Momentum Rank
#2779
Momentum Signal
FLAT

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