XP | Ticker Profile - Titan Protect

XP Inc.

Financial Services · Capital Markets · NMS

$15.34

Data: 2026-05-28

✗ ETHICAL FAIL

Unknown MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$8.9B

Total market value of the company

Trailing P/E

8.65

Very cheap relative to earnings

Forward P/E

7.01

Based on estimated future earnings — lower means cheaper

Rev Growth

+9.7%

Year-over-year revenue change

Profit Margin

28.8%

How much profit the company keeps from each dollar of revenue

ROE

22.9%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$24.79

+62% from current price — median analyst estimate

Recommendation

BUY

Consensus view from 13 analysts covering this stock

About XP Inc.

XP Inc. engages in the provision of financial products and services in Brazil. It operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. The company offers brokerage and issuer services to institutional and corporate clients. It also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, the company offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. It offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

https://www.xpinc.com

Country: Cayman Islands Industry: Capital Markets

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% N/A

Debt must be below 33% of total assets

Cash Ratio

0.0% N/A

Interest-bearing cash below 33% of assets

Receivables

0.0% N/A

Receivables below 49% of assets

Revenue Purity

0.0% N/A

Non-compliant revenue below 5% — any excess requires purification

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

0.197

Positive but modest risk-adjusted returns

Kelly Fraction

0.0088

Marginal edge — very small allocation suggested

Calmar Ratio

-0.021

Drawdown risk outweighs the returns — higher risk profile

Annual Return

-0.9%

Historical annualised return based on price data

Max Drawdown

-41.9%

Largest peak-to-trough decline — the worst it has been

HMM State

CRISIS

Elevated risk detected — extreme caution warranted

Days in State

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

1.19

Moves slightly more than the broader market

52W High

$23.13

34% below the year high

52W Low

$15.61

-2% above the year low

Avg Volume

5,684,701

Average daily shares traded — higher means easier to buy and sell

Short Ratio

4.2

Days it would take all short sellers to cover — higher means more crowded

Short % Float

4.4%

Low short interest — limited bearish positioning

Div Yield

117.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$1.98

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

677.35

Heavy leverage — higher financial risk if revenues decline

Current Ratio

1.39

Adequate but worth monitoring

Quick Ratio

1.34

Like current ratio but excludes inventory — stricter test

Gross Margin

69.1%

Revenue left after cost of goods — higher means pricing power

Operating Margin

30.0%

Profit from core operations before interest and tax

Free Cash Flow

N/A

Negative — the business is spending more than it generates

Revenue (TTM)

$18.2B

Total revenue over the last 12 months

Net Income

$5.2B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$28.53

Target Median

$24.79

Target Low

$18.82

Political Trading Activity

Congressional trading disclosures involving this instrument

Date	Politician	Party	Type	Amount
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Purchase	1K–15K
2026-04-13	Ro Khanna	Democrat	Sale	1K–15K

Source: Congressional disclosure filings. View all political trades at

Insider Intelligence

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-28

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