BMO
Bank of Montreal
Financial Services · Banks - Diversified · NYQ
$160.84
Close 2026-05-22
✗ ETHICAL FAIL
MODERATE MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$113.4B
Trailing P/E
18.44
Forward P/E
13.77
Rev Growth
+10.0%
Profit Margin
27.1%
ROE
10.5%
Analyst Target
$144.85
Recommendation
HOLD
Ethical Screen
| Business Activity | FAIL |
| Debt Ratio (0.00%) | PASS |
| Cash Ratio (0.00%) | PASS |
| Receivables Ratio (0.00%) | PASS |
| Revenue Ratio (0.00%) | PASS |
| Overall | FAIL |
Score Valuation: 77.5
Score Quality: 67.2
Score Combined: 56.7
Fair Value Est: $175.27 · Margin of Safety: +9.0%
Opportunity Scores
Valuation100.0
Quality71.3
Cash Flow50.0
Moat50.0
Balance Sheet100.0
Debt Purity100.0
Liquid Purity100.0
Rev Purity100.0
Compliance100.0
Tier: GOLD · Score: 75.3 · Rank: #156
Earnings History (Last 8 Quarters)
| Date | EPS Est. | Reported EPS | Surprise % |
|---|---|---|---|
| 2026-05-27 | 3.45 | Pending | -- |
| 2026-05-27 | 3.45 | 3.67 | +6.5% |
| 2026-02-25 | 3.21 | 3.48 | +8.6% |
| 2026-02-25 | 3.21 | 3.48 | +8.6% |
| 2025-12-04 | 2.89 | 2.97 | +2.8% |
| 2025-12-04 | 2.89 | 2.97 | +2.8% |
| 2025-08-26 | 2.96 | 3.23 | +9.2% |
| 2025-05-28 | 2.39 | 2.50 | +4.5% |
Quarterly Financials
| Period | Revenue | Net Income | EBITDA | Gross Profit | Op. Income | EPS |
|---|---|---|---|---|---|---|
| 2026-01-31 | $9.8B | $2.5B | — | — | — | 3.40 |
| 2025-10-31 | $9.3B | $2.3B | — | — | — | — |
| 2025-07-31 | $8.9B | $2.3B | — | — | — | 3.14 |
| 2025-04-30 | $8.7B | $2.0B | — | — | — | 2.51 |
| 2025-01-31 | $9.2B | $2.1B | — | — | — | 2.84 |
Insider Transactions
| Date | Name | Role | Shares | Value |
|---|---|---|---|---|
| 2026-04-23 | Bank Of Montreal | Issuer | 15,000 | -- |
| 2026-04-22 | Bank Of Montreal | Issuer | 15,000 | $2.3M |
| 2026-04-22 | Bank Of Montreal | Issuer | 25,000 | -- |
| 2026-04-21 | Bank Of Montreal | Issuer | 25,000 | $3.8M |
| 2026-04-21 | Bank Of Montreal | Issuer | 25,000 | -- |
| 2026-04-20 | Bank Of Montreal | Issuer | 25,000 | $3.8M |
| 2026-04-20 | Bank Of Montreal | Issuer | 25,000 | -- |
| 2026-04-17 | Bank Of Montreal | Issuer | 25,000 | $3.8M |
| 2026-04-17 | Bank Of Montreal | Issuer | 30,000 | -- |
| 2026-04-16 | Bank Of Montreal | Issuer | 30,000 | $4.5M |
Top Institutional Holders
| Holder | Shares | Value | % Held |
|---|---|---|---|
| Royal Bank of Canada | 52.6M | $8.5B | 0.1% |
| Bank of Montreal /CAN/ | 28.0M | $4.5B | 0.0% |
| Vanguard Capital Management LLC | 20.3M | $3.3B | 0.0% |
| TD Asset Management, Inc | 19.1M | $3.1B | 0.0% |
| CIBC World Market, Inc. | 13.2M | $2.1B | 0.0% |
| FIL LTD | 11.5M | $1.8B | 0.0% |
| National Bank of Canada/FI/ | 10.8M | $1.7B | 0.0% |
| 1832 Asset Management L.P. | 9.6M | $1.5B | 0.0% |
| Mackenzie Financial Corporation | 8.6M | $1.4B | 0.0% |
| Geode Capital Management, LLC | 7.3M | $1.2B | 0.0% |
Analyst Recommendations
3 Months Ago
14 analysts
2 Months Ago
14 analysts
Last Month
15 analysts
Current
14 analysts
Strong Buy
Buy
Hold
Sell
Strong Sell
Additional Fundamentals
Enterprise Value
-$3.4B
-$3.4B
Price/Book
1.86
1.86
Beta
1.168
1.168
Analysts
3
3
Total Revenue (TTM)
$33.5B
$33.5B
Total Debt
$326.5B
$326.5B
Earnings Growth
+19.8%
+19.8%
Dividend Yield
306.0%
306.0%
Rec. Mean
2.71
2.71
Trade Consideration
The Opportunity
Score 56.7 (P89 — top 11.1% of scored tickers). Moderate Moat. Ethical FAIL. 3 analysts at Hold.
Price: $160.84 | Target: $144.85 (+-10%) | Fair Value: $175.27 (+9%)
Score
57
Moat
MODERATE
Conviction
Standard
Upside
+-10%
The Fundamentals
Revenue Growth+10.0%
Profit Margin27.1%
ROE10.5%
Forward P/E13.8
Market Cap$113.4B
Earnings Track Record
| Date | Estimate | Reported | Surprise |
|---|---|---|---|
| 2026-05-27 | $3.45 | Pending | — |
| 2026-05-27 | $3.45 | $3.67 | +6.5% |
| 2026-02-25 | $3.21 | $3.48 | +8.6% |
| 2026-02-25 | $3.21 | $3.48 | +8.6% |
| 2025-12-04 | $2.89 | $2.97 | +2.8% |
| 2025-12-04 | $2.89 | $2.97 | +2.8% |
Position Sizing Scenarios
Stop: $136.71 (-15%) | Entry: $160.84
| Shares | Cost | Profit to Target | R:R |
|---|---|---|---|
| To Consensus ($144.85, 3 analysts) | |||
| 10 | $1,608.40 | +$-159.90 (-10%) | -0.7R |
| 50 | $8,042.00 | +$-799.50 (-10%) | -0.7R |
| 100 | $16,084.00 | +$-1,599.00 (-10%) | -0.7R |
| To Fair Value ($175.27) | |||
| 10 | $1,608.40 | +$144.30 (9%) | 0.6R |
| 50 | $8,042.00 | +$721.50 (9%) | 0.6R |
| 100 | $16,084.00 | +$1,443.00 (9%) | 0.6R |
Risk Factors
- No elevated risk flags in current data
The Verdict
Bank of Montreal holds a moderate competitive moat.
Quantitative Grade
A single score combining all analytical layers below. A is strongest, D is weakest.
A
Quant Score
74.8
Risk Grade
LOW_RISK
Layers
8
Quality: HIGH_SORTINO,CONSISTENT_BEATER
Risk Profile
How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.
VaR 95%
-1.8%
worst expected daily loss, 19 in 20 days
CVaR 95%
-3.2%
avg loss on the worst 5% of days
Annual Volatility
—
Sortino Ratio
1.62
above 1.0 is good
Max Drawdown
-16.6%
Worst Day
—
Forward Outlook
Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.
30d Prob Up
—
90d Prob Up
—
Median Return 30d
—
Liquidity Score
82
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum
What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?
Kalman Trend
—
Trend Strength
—
Momentum Signal
—
HMM Regime
—
RSI Signal
—
Technical Signals
Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.
MA Crossover
ABOVE_200
Bollinger Position
ABOVE_UPPER
Beta
—
Relative Volume
0.9x
Short Interest
—
Financial Health
Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.
Altman Z-Score
—
—
below 1.81 = distress zone
Piotroski F-Score
—
Earnings Beat Rate
100.0%
Earnings Consistency
—
Correlations
These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.
Most Correlated
| Ticker | Correlation |
|---|---|
| VEA | 0.618 |
| CRBN | 0.617 |
| CM | 0.611 |
| EFA | 0.599 |
| BN | 0.597 |
Inverse Correlated
| Ticker | Correlation |
|---|---|
| BAES.L | -0.184 |
| SUKOON.AE | -0.170 |
| TAM.KW | -0.139 |
| 0002.HK | -0.139 |
| LIANY | -0.132 |
Seasonality
Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.
Best Day
Wednesday
Worst Day
Friday
Best Month
Sep
Worst Month
Mar
Fri-Mon Effect
-0.10820904166235154
Earnings Drift
After this company beats earnings, does the price keep going up? Drift tracks post-earnings momentum.
Avg Drift After Beat
+0.2%
Beat Drift Positive %
57.1%
Consistency
—
Momentum Rankings
How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.
1M Return
+7.2%
3M Return
+14.7%
6M Return
+36.0%
12M Return
+59.1%
Momentum Rank
#837
Momentum Signal
STRONG_UP