CB
Chubb Limited
Financials · Property & Casualty Insurance · US
$319.64
Data:
✗ ETHICAL FAIL

MODERATE MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$124.0B
Total market value of the company
11.30
Reasonably valued
10.90
Based on estimated future earnings — lower means cheaper
Rev Growth
+10.2%
Year-over-year revenue change
Profit Margin
0.0%
How much profit the company keeps from each dollar of revenue
15.4%
Return on equity — how efficiently it uses shareholder money
Analyst Target
$345.26
+8% from current price — median analyst estimate
Recommendation
BUY
Consensus view from 23 analysts covering this stock
About Chubb Limited

Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers property and general liability, workers' compensation, and umbrella; professional and management liability; environmental, health, and international coverages; and claims and risk management products and services, loss control, and engineering and complex claims management. It also provides homeowners, automobile and collector cars, valuable articles, and personal and excess liability insurance. In addition, the company offers multiple peril crop insurance and crop-hail insurance for farm, ranch, specialty (P&C), and commercial agriculture products; product and employer liability, business interruption, and specialty risk; property insurance products, including traditional commercial fire coverage, energy industry-related, marine, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and directors and officers, professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, it provides property catastrophe reinsurance; traditional and specialty P&C reinsurance; and protection and savings products, which includes individual and group term life, dental, critical illness, dementia, hospital cash, credit life, group employee benefits, whole life, universal life, unit linked contracts, endowment plans, and annuities. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

https://www.chubb.com

Country: Switzerland Employees: 45,000 Industry: Insurance - Property & Casualty
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0%
Debt must be below 33% of total assets
Cash Ratio
0.0%
Interest-bearing cash below 33% of assets
Receivables
0.0%
Receivables below 49% of assets
Revenue Purity
0.0%
Non-compliant revenue below 5% — any excess requires purification
Valuation
$584.00
What our model estimates this business is worth per share
82.7%
Deep discount to fair value — significant undervaluation
Rating
AVOID
Overall assessment combining ethics, valuation, and quality
33.7th
Ranks in the top 66% of our 13,571 screened universe
Ethical Score
10.0
Valuation Score
88.0
Quality Score
54.0
Combined
42.3

Trading at $320 against a fair value of $584, a 45% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 77% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

ACCUMULATION
Smart money appears to be building positions quietly
0.718
Good returns relative to risk taken
0.0620
Suggested allocation is meaningful — the edge justifies a position
0.872
Acceptable balance between returns and drawdown risk
Annual Return
12.5%
Historical annualised return based on price data
-14.4%
Largest peak-to-trough decline — the worst it has been
BULL
Statistical model sees bullish momentum
Days in State
1
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.44
Very low correlation to market moves
52W High
$345.67
8% below the year high
52W Low
$264.10
21% above the year low
Avg Volume
1,665,209
Average daily shares traded — higher means easier to buy and sell
2.3
Days it would take all short sellers to cover — higher means more crowded
Short % Float
1.0%
Low short interest — limited bearish positioning
121.0%
Annual dividend as a percentage of the share price
$28.26
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

0.31
Conservative use of debt — low financial risk
0.39
Below 1 means short-term obligations exceed liquid assets — risk flag
Quick Ratio
0.19
Like current ratio but excludes inventory — stricter test
Gross Margin
31.0%
Revenue left after cost of goods — higher means pricing power
Operating Margin
20.6%
Profit from core operations before interest and tax
$12.6B
Positive — the business generates more cash than it spends
Revenue (TTM)
$61.0B
Total revenue over the last 12 months
Net Income
$11.3B
Profitable — the bottom line is positive
Analyst Coverage
Analysts
23
Target High
$385.00
Target Median
$345.26
Target Low
$291.00
Recent Insider Activity

SEC Form 4 filings — what company insiders are buying and selling

25
SELL LEANING
Heavy insider selling. 1 sales vs 0 purchases in 90 days. This may reflect routine diversification or it may signal caution — check the filing details below.
Date Insider Title Type Shares Value
2026-05-27 Keogh John W Pres,COO Sale 23,000 $7,394,740
2026-03-19 STEIMER OLIVIER Director 2,000 $658,600
2026-03-06 OHSIEK GEORGE F Officer 770 $250,408
2026-03-04 JOHNS BRYCE L Officer 1,500 $504,925
2026-03-03 WAYLAND JOSEPH F General Counsel 7,645 $2,572,084
2026-03-02 OHSIEK GEORGE F Officer 1,204
2026-03-02 WAYLAND JOSEPH F General Counsel 3,500
2026-03-02 ORTEGA JUAN LUIS Officer 904
2026-03-02 ENNS PETER C Chief Financial Officer 5,398
2026-03-02 JOHNS BRYCE L Officer 4,264
Source: SEC Form 4 filings via public data. View all insider activity at
Insider Intelligence
Political Trading Activity

Congressional trading disclosures involving this instrument

Date Politician Party Type Amount
6 Apr2026 Josh Gottheimer Democrat buy 1K–15K
4 May2026 Josh Gottheimer Democrat sell 1K–15K
4 May2026 Josh Gottheimer Democrat sell 1K–15K
2026-04-24 Ro Khanna Democrat Purchase 15K–50K
2026-04-06 Josh Gottheimer Democrat Purchase 1K–15K
Source: Congressional disclosure filings. View all political trades at
Insider Intelligence
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated:

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