AGESY | Ticker Profile - Titan Protect

AGESY

ageas SA/NV

Financial Services · Insurance - Diversified · PNK

$73.12

Data: 2026-05-13

✗ ETHICAL FAIL

MODERATE MOAT

HIGH

Data Confidence: 100.0%

Key Metrics

How this company measures up on the fundamentals that matter

Market Cap

$16.6B

Total market value of the company

Trailing P/E

7.43

Very cheap relative to earnings

Forward P/E

8.25

Based on estimated future earnings — lower means cheaper

Rev Growth

+19.5%

Year-over-year revenue change

Profit Margin

18.2%

How much profit the company keeps from each dollar of revenue

ROE

18.8%

Return on equity — how efficiently it uses shareholder money

Analyst Target

$80.42

+10% from current price — median analyst estimate

Recommendation

NONE

Consensus view from 1 analysts covering this stock

About ageas SA/NV

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates through five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company provides property, casualty, and life insurance products, as well as pension products; and reinsurance products. It offers life insurance products include risks related to the life, and death of individuals; and non-life insurance products comprise accident and health, motor, and fire insurance products, as well as insurance services for other damages to property; and pension funds. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is based in Brussels, Belgium.

https://www.ageas.com

Country: Belgium Employees: 19,116 Industry: Insurance - Diversified

Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity

FAIL

Core business does not involve prohibited activities

Debt Ratio

0.0% PASS

Debt must be below 33% of total assets

Cash Ratio

0.0% PASS

Interest-bearing cash below 33% of assets

Receivables

0.0% PASS

Receivables below 49% of assets

Revenue Purity

0.0% PASS

Non-compliant revenue below 5% — any excess requires purification

Valuation

Fair Value Est.

$144.30

What our model estimates this business is worth per share

Margin of Safety

49.3%

Trading below fair value — margin of safety exists

Rating

AVOID

Overall assessment combining ethics, valuation, and quality

Percentile

67.2th

Ranks in the top 33% of our 13,571 screened universe

Ethical Score

10.0

Valuation Score

95.0

Quality Score

73.3

Combined

N/A

Trading at $79 against a fair value of $144, a 45% discount. Moderate competitive position. Fails ethical screen (Business activity). Ranks better than 83% of screened stocks.

Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

Regime

DISTRIBUTION

Smart money appears to be selling into strength — caution

Sharpe Ratio

1.397

Excellent risk-adjusted returns

Kelly Fraction

0.0949

Suggested allocation is meaningful — the edge justifies a position

Calmar Ratio

2.752

Returns exceed worst-case losses — strong risk profile

Annual Return

31.5%

Historical annualised return based on price data

Max Drawdown

-11.4%

Largest peak-to-trough decline — the worst it has been

HMM State

SIDEWAYS

Price consolidating — no clear directional bias

Days in State

262

How long the current regime has persisted — longer means more stable

Market Data

Trading characteristics and market positioning

Beta

0.56

Less volatile than the market — more defensive

52W High

$81.33

10% below the year high

52W Low

$63.20

16% above the year low

Avg Volume

6,688

Average daily shares traded — higher means easier to buy and sell

Short Ratio

N/A

Days it would take all short sellers to cover — higher means more crowded

Short % Float

N/A

Div Yield

509.0%

Annual dividend as a percentage of the share price

EPS (TTM)

$10.69

Earnings per share over the last 12 months

Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

Debt/Equity

0.78

Moderate leverage — manageable

Current Ratio

7.27

Strong balance sheet — comfortably covers short-term obligations

Quick Ratio

6.59

Like current ratio but excludes inventory — stricter test

Gross Margin

29.8%

Revenue left after cost of goods — higher means pricing power

Operating Margin

11.1%

Profit from core operations before interest and tax

Free Cash Flow

$-1,145,374,976

Negative — the business is spending more than it generates

Revenue (TTM)

$9.4B

Total revenue over the last 12 months

Net Income

$1.7B

Profitable — the bottom line is positive

Analyst Coverage

Analysts

Target High

$80.42

Target Median

$80.42

Target Low

$80.42

Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-13

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