AVVIY
Aviva plc
Financial Services · Insurance - Diversified · OQX
$16.09
Data: 2026-05-14
✗ ETHICAL FAIL

MOAT
HIGH
Data Confidence: 100.0%
Key Metrics

How this company measures up on the fundamentals that matter

Market Cap
$25.6B
Total market value of the company
23.67
Premium valuation
0.00
Based on estimated future earnings — lower means cheaper
Rev Growth
+37.1%
Year-over-year revenue change
Profit Margin
3.2%
How much profit the company keeps from each dollar of revenue
10.7%
Return on equity — how efficiently it uses shareholder money
Analyst Target
N/A
Recommendation
NONE
Consensus view from ? analysts covering this stock
About Aviva plc

Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

https://www.aviva.com

Country: United Kingdom Employees: 39,359 Industry: Insurance - Diversified
Ethical Screening

Five compliance checks based on AAOIFI standards — all must pass for ethical clearance

Business Activity
FAIL
Core business does not involve prohibited activities
Debt Ratio
0.0% PASS
Debt must be below 33% of total assets
Cash Ratio
0.0% PASS
Interest-bearing cash below 33% of assets
Receivables
0.0% PASS
Receivables below 49% of assets
Revenue Purity
0.0% PASS
Non-compliant revenue below 5% — any excess requires purification
Quantitative Intelligence

Statistical analysis of price behaviour, risk, and market regime — independent of fundamental data

DISTRIBUTION
Smart money appears to be selling into strength — caution
1.080
Excellent risk-adjusted returns
0.0581
Suggested allocation is meaningful — the edge justifies a position
1.773
Returns exceed worst-case losses — strong risk profile
Annual Return
24.7%
Historical annualised return based on price data
-13.9%
Largest peak-to-trough decline — the worst it has been
SIDEWAYS
Price consolidating — no clear directional bias
Days in State
3
How long the current regime has persisted — longer means more stable
Market Data

Trading characteristics and market positioning

0.63
Less volatile than the market — more defensive
52W High
$19.40
17% below the year high
52W Low
$15.62
3% above the year low
Avg Volume
79,629
Average daily shares traded — higher means easier to buy and sell
1.5
Days it would take all short sellers to cover — higher means more crowded
Short % Float
N/A
626.0%
Annual dividend as a percentage of the share price
$0.72
Earnings per share over the last 12 months
Financial Health

Balance sheet strength and cash generation — the foundation of long-term value

1.12
Meaningful debt load — monitor closely
1.54
Healthy liquidity position
Quick Ratio
0.81
Like current ratio but excludes inventory — stricter test
Gross Margin
19.2%
Revenue left after cost of goods — higher means pricing power
Operating Margin
11.5%
Profit from core operations before interest and tax
$-910,249,984
Negative — the business is spending more than it generates
Revenue (TTM)
$28.7B
Total revenue over the last 12 months
Net Income
$767M
Profitable — the bottom line is positive
Explore the Ethical Screener View Track Record

Data sourced from public filings and market feeds. Not financial advice. Updated: 2026-05-14

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