SCHW
Charles Schwab Corporation
Financials · Investment Banking & Brokerage · US
$88.61
Close 2026-05-10
✗ ETHICAL FAIL

MODERATE MOAT
HIGH
Data Confidence: 100%
Full financial profile available
Market Cap
$155.3B
Trailing P/E
17.60
Forward P/E
12.70
Rev Growth
+15.8%
Profit Margin
38.0%
ROE
19.1%
Analyst Target
$116.05
Recommendation
BUY
About Charles Schwab Corporation

The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital and software based trading platforms; research tools, and multichannel support, real-time market data, options trading; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.

Opportunity Summary
Trading at $89 against a fair value of $175, a 49% discount. Moderate competitive position. Fails ethical screen (Business activity screen). Ranks better than 76% of screened stocks.
Ethical Screen
Business ActivityFAIL
Debt Ratio
Cash Ratio
Receivables Ratio
Revenue Ratio
OverallFAIL
Score Ethical: 10.0
Score Valuation: 88.0
Score Quality: 54.0
Score Combined: 48.0
Fair Value Est: $175.00 · Margin of Safety: +97.5% · Tier: AVOID

Full Analysis

Opportunity scores, earnings history, insider transactions, institutional holders, analyst consensus, and more.

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Opportunity Scores
Valuation100.0
Quality62.9
Cash Flow50.0
Moat50.0
Balance Sheet79.6
Debt Purity50.0
Liquid Purity50.0
Rev Purity50.0
Compliance100.0
Tier: GOLD · Score: 78.1 · Rank: #100
Earnings History (Last 8 Quarters)
DateEPS Est.Reported EPSSurprise %
2026-07-161.51Pending--
2026-04-161.401.43+2.5%
2026-01-211.391.39-0.3%
2025-10-161.251.31+5.2%
2025-07-181.051.08+2.9%
2025-04-171.011.04+3.2%
2025-01-210.911.01+10.5%
2024-10-150.750.77+2.6%
Quarterly Financials
PeriodRevenueNet IncomeEBITDAGross ProfitOp. IncomeEPS
2026-03-31$6.5B$2.5B1.37
2025-12-31$6.3B$2.5B1.34
2025-09-30$6.1B$2.4B1.26
2025-06-30$5.9B$2.1B1.09
2025-03-31$5.6B$1.9B0.99
Insider Transactions
DateNameRoleSharesValue
2026-05-19SCHWAB CHARLES R JR.Chairman of the Board27,500$2.5M
2026-05-18SCHWAB CHARLES R JR.Chairman of the Board27,500$2.5M
2026-05-15SCHWAB CHARLES R JR.Chairman of the Board5,300--
2026-05-13SARIN ARUNDirector7,866$227.8K
2026-05-13SARIN ARUNDirector2,500$227.9K
2026-05-06SCHWAB CHARLES R JR.Chairman of the Board218,600$20.1M
2026-05-05SCHWAB-POMERANTZ CAROLYNDirector9,910$313.7K
2026-05-05SCHWAB-POMERANTZ CAROLYNDirector9,910$914.6K
2026-05-01SCHWAB CHARLES R JR.Chairman of the Board168,743$15.4M
2026-04-28HERRINGER FRANK CDirector7,866$227.8K
Top Institutional Holders
HolderSharesValue% Held
Blackrock Inc.133.2M$12.0B0.1%
Vanguard Capital Management LLC108.4M$9.8B0.1%
Dodge & Cox Inc.75.0M$6.8B0.0%
JPMORGAN CHASE & CO73.8M$6.7B0.0%
State Street Corporation72.8M$6.6B0.0%
Price (T.Rowe) Associates Inc48.6M$4.4B0.0%
Geode Capital Management, LLC38.7M$3.5B0.0%
FMR, LLC35.7M$3.2B0.0%
Franklin Resources, Inc.31.8M$2.9B0.0%
Vanguard Portfolio Management LLC26.6M$2.4B0.0%
Analyst Recommendations
3 Months Ago
8
11
2
22 analysts
2 Months Ago
7
11
2
21 analysts
Last Month
7
11
2
21 analysts
Current
8
11
2
22 analysts
Strong Buy Buy Hold Sell Strong Sell
Recent Price History
2026-05-10
$88.61
2026-05-09
$88.61
2026-05-08
$92.15
2026-05-08
$92.15
5D Range
May 8
May 8
May 9
May 10
Additional Fundamentals
Enterprise Value
$126.5B
Price/Book
3.69
Beta
0.797
Analysts
20
Total Revenue (TTM)
$24.8B
Total Debt
$59.5B
Earnings Growth
+38.6%
Dividend Yield
144.0%
Rec. Mean
1.68
Short % Float
0.0%
Employees
33,500

Elite Intelligence

Trade Consideration with position sizing, convergence signals, and risk analysis. Available to Elite members.

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Trade Consideration
The Opportunity
Score 48.0 (P69 — top 30.8% of scored tickers). Moderate Moat. Ethical FAIL. 20 analysts at Buy.
Price: $88.61 | Target: $115.85 (+31%) | Fair Value: $175.00 (+97%)
Score
48
Moat
MODERATE
Conviction
Standard
Upside
+31%
The Fundamentals
Revenue Growth+15.8%
Profit Margin0.0%
ROE19.1%
Forward P/E12.7
Market Cap$155.3B
Earnings Track Record
DateEstimateReportedSurprise
2026-07-16$1.51Pending
2026-04-16$1.40$1.43+2.5%
2026-01-21$1.39$1.39-0.3%
2025-10-16$1.25$1.31+5.2%
2025-07-18$1.05$1.08+2.9%
2025-04-17$1.01$1.04+3.2%
Position Sizing Scenarios
Stop: $75.32 (-15%) | Entry: $88.61
SharesCostProfit to TargetR:R
To Consensus ($115.85, 20 analysts)
10$886.10+$272.40 (31%)2.0R
50$4,430.50+$1,362.00 (31%)2.0R
100$8,861.00+$2,724.00 (31%)2.0R
To Fair Value ($175.00)
10$886.10+$863.90 (97%)6.5R
50$4,430.50+$4,319.50 (97%)6.5R
100$8,861.00+$8,639.00 (97%)6.5R
Risk Factors
  • No elevated risk flags in current data
The Verdict
Charles Schwab Corporation holds a moderate competitive moat and trades at a 97.5% discount to fair value.
Quantitative Grade

A single score combining all analytical layers below. A is strongest, D is weakest.

B
Quant Score
56.7
Risk Grade
LOW_RISK
Layers
8
Quality: CONSISTENT_BEATER,STRONG_EARNINGS_DRIFT
Risk Profile

How much could this ticker lose on a bad day? These metrics measure worst-case scenarios from historical data.

VaR 95%
-2.4%
worst expected daily loss, 19 in 20 days
CVaR 95%
-4.3%
avg loss on the worst 5% of days
Annual Volatility
Sortino Ratio
0.58
above 1.0 is good
Max Drawdown
-18.5%
Worst Day
Forward Outlook

Based on 10,000 simulated price paths, here is the probability of where this ticker could be in 30, 60, and 90 days.

30d Prob Up
90d Prob Up
Median Return 30d
Liquidity Score
95
Liquidity Grade
HIGHLY LIQUID
Trend & Momentum

What direction is this ticker actually moving, filtered through noise? Is it speeding up or slowing down?

Kalman Trend
Trend Strength
Momentum Signal
HMM Regime
RSI Signal
Technical Signals

Classic chart signals that institutional traders monitor. Golden Cross is bullish, Death Cross is bearish.

MA Crossover
BELOW_200
Bollinger Position
LOWER_HALF
Beta
Relative Volume
0.7x
Short Interest
Financial Health

Is this company financially sound? The Z-Score measures bankruptcy risk. The F-Score measures fundamental strength.

Altman Z-Score
below 1.81 = distress zone
Piotroski F-Score
Earnings Beat Rate
87.5%
Earnings Consistency
Correlations

These tickers tend to move together (positive) or in opposite directions (negative). Useful for portfolio diversification.

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Inverse Correlated
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Seasonality

Does this ticker have consistent patterns on certain days or months? Historical tendencies, not guarantees.

Best Day
Monday
Worst Day
Tuesday
Best Month
Jan
Worst Month
Feb
Fri-Mon Effect
-0.2949833087591124
Earnings Drift

After this company beats earnings, does the price keep going up? Drift tracks post-earnings momentum.

Avg Drift After Beat
+2.9%
Beat Drift Positive %
71.4%
Consistency
Momentum Rankings

How does this ticker's recent performance compare to the entire universe? Ranked across 1, 3, 6, and 12-month returns.

1M Return
+1.4%
3M Return
-3.6%
6M Return
-0.5%
12M Return
+3.7%
Momentum Rank
#2787
Momentum Signal
FLAT

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